How to calculate the proportion of financing deposit

There are various ways of private loan guarantee: 1) mortgage guarantee, the debtor does not need to surrender the property ownership, but only uses property as the guarantee of creditor's rights; 2) Pledge guarantee, involving the actual transfer of property use rights to guarantee debts; 3) The guarantor promises to repay the debt or bear the risk when the debtor fails to perform. Creditors have the right to create security interests in accordance with the law to protect their own rights and interests.

If the motor vehicle can pledge to guarantee the debt, it needs to sign a pledge agreement and register, otherwise it will not bind a bona fide third party. The pledge shall come into effect with the main creditor's right contract, and the receipt shall be written before borrowing. Pledge means that movable property or rights and interests are used as security. When the debtor fails to perform, the creditor can have priority in repayment. After the debt is paid off, the pledged property shall be returned to the pledgor. The debtor and the creditor are respectively called the pledgor and the pledgee, and the pledged property is the transferred property.

Private lending is common, and lenders require borrowers to provide security to protect their rights and interests. Real estate mortgage is a common form of guarantee, which needs to be registered according to law. After the borrower pays off the debt, it needs to go through the mortgage release procedures to release the house property from the debt. Real estate mortgage is a means of debt guarantee. The mortgagor uses real estate and other properties to pay off the debt. If it cannot be paid off, the lender can recover the debt by disposing of the collateral.