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What should be paid attention to when insuring compulsory traffic insurance

First of all, as an applicant, you have the responsibility to disclose to the selected insurance company all information about you Sign the contract Critical information.
Secondly, according to relevant laws statute As well as industry practice, the applicant is not allowed to put forward additional and restrictive conditions to the insurance company beyond the insurance terms and premium rates.
Third, we recommend that you avoid multiple and repeated insurance, as this may lead to your failure to obtain the due protection rights.
Finally, please be careful not to choose an insurance scheme with an excess or a low amount to ensure that your insurance interests are protected to the greatest extent. Insurance Law 》In the second paragraph of Article 16, if the applicant intentionally conceals facts and fails to perform the obligation of truthful disclosure, or fails to perform the obligation of truthful disclosure due to negligence, which is enough to affect the insurer's decision on whether to accept the insurance or increase the premium rate, the insurer has the right to terminate insurance contract
Article 39 of the Insurance Law
The insurable value of the subject matter of the insurance may be agreed upon between the applicant and the insurer and stated in the contract, or it may be Insured accident The actual value of the subject matter insured at the time of occurrence is determined.
The insured amount shall not exceed the insured value; If the insured value exceeds the insured value, the part exceeding the insured value shall be invalid.
Latest revision: 2024-06-16
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