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Lend money to others first How to write a loan slip is effective

about Debit note Although there is no strictly prescribed format requirement for the specific writing form of borrower Information (including its ID No.), the deadline for repayment of the loan, and the specific purpose of the loan must be listed in detail.
In addition, special attention should be paid to the existence of interest rate provisions, because for the borrowing behavior between two natural persons, if the two parties do not clearly agree on the interest payment or the agreement is not clear, it is usually deemed that no interest payment is required.
In addition, when signing the IOU, make sure that all relevant personnel have signed and stamped their fingerprints, especially in the part involving the loan amount and the borrower's name, and leave clear fingerprints as far as possible.
At the same time, in order to ensure For the security of loan funds, it is recommended to make payment by bank transfer, and keep the written voucher signed by the borrower to confirm receipt of funds.
Civil Code 》Article 668
Loan contract Should adopt Written form Unless the loan between natural persons is otherwise agreed.
The contents of a loan contract generally include terms such as the type, currency, purpose, amount, interest rate, term and repayment method of the loan.
Latest revision: 2024-05-23
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