Question: If a friend wants to sue for overdue borrowing, what does the chief judge say?
The IOU is the simplest and most common evidence of a loan contract in our daily life. Although it is simple, not everyone can write it. Pay attention to the following issues when writing the IOU: 1. The title must be written with the word "IOU". Don't be deliberately mistakenly written as "IOU" by others. Pay special attention: although the money is in others' possession, the legal results are completely different; 2. It must be written "borrowed * * * cash * * * yuan today, marked in words * * * yuan. Special attention: verify that the amount in words and figures are consistent, and if the amount in words and figures is inconsistent, the amount in words will prevail in judicial practice; 3. The lender's name and ID card number must be written correctly, and the borrower's name and ID card number must be written clearly at the same time, so as to avoid verifying whether the borrower's identity is the same in case of dispute; 4. If it is uncertain when the borrower is required to return the loan, it is recommended that the lender not write the return date, so that the time limit can be guaranteed for 20 years, and it will not exceed the time limit due to temporary forgetting. Those who know the law know that there is little difference between writing the return date and not writing the return date; 5. If interest is required, it must be clearly stated. According to the law, if the payment of interest is not clearly agreed, it will not be supported when it is returned; 6. It is better to copy the front and back of the borrower's ID card on the A4 paper on the lower right side of the paper, and then write the IOU on the top. In addition, it is better to ask him or (her) to use his or her right thumb (whether in China's judicial practice, such as courts or lawyers, the right thumb is strictly enforced) to print the fingerprint after signing; 7. Because he's borrowing money from you, Lord
