Question: Now I want to change the name of the property certificate to my name, because my mother has died for three years, and she has only one son, me, and no other children.
How to add the name of the child to the house property certificate? There are mainly the following situations: the first situation: if the house has a loan that has not been paid off, whether the name of the spouse or the child is added, the name can only be added with the consent of the mortgagee (generally the bank or the provident fund center guarantee company), while the general mortgagee will not agree, Therefore, in practice, the name can be added only after the loan is paid off. Therefore, if the house has a loan to add or remove the name, the loan must be paid off first. The second case: if there is no loan for the house or the loan has been paid off, the name of the spouse should be added. Both the husband and wife should bring their own ID cards, marriage certificates, property certificates and land certificates (all originals are required) to the housing management window of the administrative service center for processing. Township property can be handled at the township housing management office. All expenses required: the cost of adding name to the residence is 100 yuan (20 yuan for the drawing and 80 yuan for the registration). The cost of adding names to non residential buildings is 570 yuan (20 yuan for drawing and 550 yuan for registration). Of course, there are cases where the spouse's name is removed. During the duration of marriage, the husband and wife can add the other party as the co owner of the house property right. When the marriage changes (such as divorce), resulting in divorce and property division, the house property can be changed to one of the names of the other party, and the house registration fee of 80 yuan per set and the drawing fee of 20 yuan per set are required. The third situation: there is no loan for the house, or the loan has been paid off. Many citizens believe that it is natural and simple for parents to add their children's names to the house, not to mention the cost. However, in terms of property rights, the current property owner is A, that is, 100% of the property rights of the house belong to A, and the name should be added to the property certificate, which means that the property rights of the house change from the original ownership of A to the joint ownership of A and B. When the housing registration department handles the corresponding so-called name adding formalities, it will handle the relevant formalities in the way of property right transfer. Therefore, when adding the name of the second person on the property certificate, the principle of the added person is the same whether it is a child or a parent (the spouse is a special case), or a stranger. It is to transfer 100% of the property rights of the house originally belonging to one person to the second person (the specific proportion can be agreed by both parties). However, both parties can agree on the specific transfer mode: sale or gift. The transaction and gift transfer fees are completely different, and the choice of which way depends on the situation.
