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The transfer of corporate bonds can be registered or unregistered. Registered bonds shall be transferred by endorsement or legal means, and the transferee information shall be recorded in the stub book; The bearer bonds shall take effect upon delivery, and the transfer price shall be agreed by both parties. If the bonds are listed for trading, the rules of the exchange shall be followed to ensure the safety of fair trading. #Financial insurance 1473 readings -
China's laws prohibit individuals from eliminating bad credit records on their own, but credit bureaus can keep bad information for up to five years. Personal credit investigation is the collection, sorting and evaluation of personal credit information to provide credit history for legal inquiry. The credit investigation institution shall screen and sort out the legal information to form a legally effective credit report. After five years, bad records are usually replaced by new credit information. #Financial insurance 1059 readings -
During the mortgage period, the owner cannot change his identity, and the ownership of the vehicle belongs to the loan financial institution. The owner only has the right of use, and no resale or transfer is allowed. If the owner needs to be changed, the new borrower's information must be submitted to the bank according to the original loan conditions, and the loan must be reapplied after the full payment of the debt. #Financial insurance 1156 readings -
Will the insurance company compensate for an accident caused by an all risk vehicle going retrograde The insurer shall clearly mark the exemption items prohibited by law in the contract and ensure that the applicant understands. If the insurance company fully informed and reached the understanding level of ordinary people, and explained the exemption clause, the court would usually support it. For violations of laws and regulations, such as adverse traffic rules, the insurance company shall not use this as an excuse for exemption or compensation. #Financial insurance 932 readings
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The owner of the house usually bears the loss of the house damage caused by natural disasters. If there is insurance guarantee, claim shall be made according to the insurance contract, and proof of accident nature, cause and loss shall be submitted. The insurance company will evaluate the evidence according to the contract. If there is any defect, it will notify and give time to supplement. #Financial insurance 811 readings -
The crime of fraudulent issuance of stocks or corporate bonds refers to the act of deliberately concealing or tampering with key information to mislead the issuance of stocks or bonds. If the circumstances are serious, such as involving large amount, forging documents, refusing to return investment, misappropriating funds or using raised funds in violation of regulations, it will constitute a crime. A natural person can receive a maximum of five years' imprisonment and a fine of 1% - 5%. If a unit commits a crime, it will be fined and the person in charge will be investigated for five years' imprisonment or detention. #Financial insurance 1132 readings -
When signing the insurance contract, if the insurance company is based on the standard terms, it shall clearly indicate in the application form and explain the contract content to the applicant in detail. In particular, it is important not to ignore the clear notification of key terms, including exemption from liability, whether in oral or written form. This guarantees the right of the insured to know. #Financial insurance 1415 readings -
The application for personal credit shall meet the following conditions: 1) The applicant must be a natural person with full civil capacity; 2) Have a clear and stable repayment willingness and ability; 3) Good credit; 4) The demand for loans is reasonable; 5) Provide complete application materials, such as application form, identity certificate, income certificate, etc. After all the materials are ready, wait patiently for the bank's approval. #Financial insurance 1006 readings
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#Financial insurance 2024-06-29 -
#Financial insurance 2024-06-29 -
#Financial insurance 2024-06-29 -
#Financial insurance 2024-06-29 -
#Financial insurance 2024-06-29