I have never taught social security. I am 62 years old this year. How to handle employee retirement? Thank you?
[Lawyer's reply] Hello, with regard to the social security and retirement issues you mentioned, I understand that your situation is that you have not paid social security for employees before, and now you want to retire at the age of 62. According to the current policy, I would like to analyze the following for you: first of all, it needs to be clear that employees must meet two basic conditions for retirement: reaching the statutory retirement age (men 60 years old) and having paid for 15 years in total. You are in a special situation, because you have never paid social insurance for employees, and now you are over retirement age. In this case, you have several options to consider: 1. If you have an employer, you can negotiate with the employer to make up for your social insurance, but you need to make up for 15 years before you can retire. However, it is unrealistic in practice to retire at the age of 77 after 15 years of supplementary payment at the age of 62. 2. It can be considered to participate in urban and rural residents' endowment insurance, and receive pension on a monthly basis after 15 years of one-time supplementary payment. Although the salary is lower than that of employees, this is a more feasible scheme. 3. If the economic conditions permit, you can also consider participating in the social insurance for flexible employees, but you also need to pay 15 years. It is recommended that you consult the local social security bureau for specific policies as soon as possible, because there may be some differences in the implementation details in different regions. The staff will give the most appropriate suggestions according to your actual situation. If the economic conditions are limited, the endowment insurance for urban and rural residents may be the most practical choice. It should be reminded that no matter which method you choose, it is recommended to handle the pension as soon as possible, because the pension is paid from the next month after handling the formalities, and the later you handle the pension, the greater the loss.