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  • Small amount of money transaction or gift exchange in love is usually regarded as a gift to express feelings, and recovery is generally not supported after breakup. However, a large amount of money transaction may be judged as improper enrichment or borrowing if it conceals facts or demands, which is beyond the scope of normal expenses and gifts. Therefore, lovers should be reasonable and sincere, rational gifts. #Internet disputes 1289 readings
  • After the online loan is repaid, the credit report will be cleared in 5 years. After repayment, the institution will update the big data of online loan, but cannot immediately cover the credit record. Online loan records are updated every month, and frequent credit checks are conducted. The overdue repayment record shall be kept for 5 years after repayment, and then automatically cleared. After paying off, the credit report is updated monthly to show that it has been paid off. The credit bureau shall keep the online loan information for 5 years after repayment. #Internet disputes 1285 readings
  • Normally, we cannot directly help you to return the funds wrongly charged by children. However, if you can provide evidence to prove that this is a child's misoperation, you can appeal to the platform. After the appeal is successful, the funds will be returned to you. Before this, please communicate with your family and friends to confirm whether anyone uses your Alipay account to recharge the game. At the same time, it is recommended that you contact Alipay customer service immediately to explain the situation in detail. After the funds are recovered, the game props will be recovered by the platform. #Internet disputes 1243 readings
  • The process of applying for online loan interest suspension: 1. Call the customer service hotline of online loan institutions, indicate that the payment is unintentionally in arrears, and explain the reasons for failure to repay. 2. Put forward the application for suspension of interest on account and upload relevant supporting documents as required. 3. Wait patiently for review, which usually takes several days. 4. After passing the review, make repayment on time according to the repayment plan provided by customer service. If there is any objection, the scheme can be adjusted through negotiation. #Internet disputes 1281 readings
  • If the red envelope is deducted after the purchase of spirits, the following steps can be followed: contact the merchant first to explain the situation, which may be a misunderstanding or system failure. At the same time, the purchase voucher shall be retained as evidence. If the business is willing to solve the problem, it can propose compensation or other solutions. If the merchant refuses or has a bad attitude, it can complain to the regulatory authority or consumer protection organization, or even seek legal aid or prosecution. Please keep calm and rational and find the best solution. #Internet disputes 1189 readings
  • Not all overdue online loans can be negotiated, such as loan, micro loan and online merchant loan. After the overdue period, the customer should bear the corresponding responsibilities and consequences and should not excessively rely on negotiated repayment. In case of repayment problems, it is recommended to consult in advance to understand the repayment policies and overdue treatment methods of loan products and avoid unnecessary troubles. #Internet disputes 1082 readings
  • If the ID card is lost according to law, it will become invalid for the original holder and cannot be used for network loans and other affairs. It is also illegal to report the loss of an ID card because its function is terminated. Internet loan applications need strict identity verification, including long-term real name mobile phone numbers and various verification methods. Therefore, the loss of ID card will not meet the qualification requirements for online loans. #Internet disputes 819 readings
  • When encountering 800 yuan online fraud, keep calm and call the police (110 or the nearest police station) quickly. Do not delete important evidence. Report the process of fraud truthfully and avoid influencing the investigation due to concealment of facts. Watch out for "second fraud". The official will not call or ask for transfer. The police are the legal way to solve the problem of online fraud, and guard against counterfeiting "cyber police" or hackers. Be sure to keep evidence properly to support your own interests. #Internet disputes 1468 readings
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