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 Motorcycle compulsory traffic insurance

Motorcycle compulsory traffic insurance

The full name of compulsory traffic insurance is "compulsory liability insurance for motor vehicle traffic accidents", which is one of the insurance types. How much is the compulsory motorcycle traffic insurance? Where should I buy the compulsory motorcycle traffic insurance? What is the compensation limit of the compulsory motorcycle traffic insurance? And what is the compensation scope of compulsory motorcycle traffic insurance? Can the compulsory motorcycle traffic insurance be renewed?

2023.09.16 970019 people read
one

How much is compulsory motorcycle insurance

1、 Common motorcycles in China Compulsory traffic insurance how much?

Basic rate of motorcycle compulsory traffic insurance:

Motorcycle 50CC and below: premium 80 yuan;

Motorcycle 50CC-250CC (included): premium 120 yuan;

Motorcycles above 250CC and three side wheels: premium 400 yuan.

Vehicle liabilities for traffic accident Compulsory insurance (referred to as compulsory traffic insurance). Compulsory traffic insurance is a compulsory liability insurance in which the insurance company pays compensation within the limit of liability for the casualties and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents of the insured motor vehicles. Compulsory traffic insurance is compulsory insurance stipulated by national laws, and its premium is subject to national unified charging standards.

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Where to buy compulsory motorcycle insurance

1、 Where to buy compulsory motorcycle insurance

When we buy compulsory traffic insurance for our vehicles, although there are many insurance companies now, we should buy compulsory traffic insurance from qualified insurance companies specified by relevant national departments. And it is very important to choose where to pay the compulsory motorcycle insurance. For example, Ping An Insurance Company can purchase compulsory traffic insurance, and it has strong economic strength in purchasing Ping An Insurance Company, and its service is also good. People can purchase compulsory traffic insurance in Ping An Insurance Company to a certain extent.

2、 The purchase mode of motorcycle traffic compulsory insurance

1. Purchase compulsory traffic insurance at the car store

When buying a motorcycle, people can directly buy the compulsory traffic insurance for the motorcycle. For example, in large qualified car stores, people can buy the compulsory traffic insurance for the motorcycle while buying the car, which saves people from going everywhere to buy insurance.

2. Purchase through the service personnel of the insurance company

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three

Compensation limit of motorcycle compulsory traffic insurance

What are the main certificates required for compulsory motorcycle insurance?

What certificates do you need to bring when handling compulsory traffic insurance for motorcycles: the driving license and driving license of the insured motor vehicle, and the insured's ID The original of compulsory insurance of the previous year is also required for renewal.

Basic rate of motorcycle compulsory traffic insurance:

Motorcycle 50CC and below: premium 80 yuan;

Motorcycle 50CC-250CC (included): premium 120 yuan;

Motorcycles above 250CC and three side wheels: premium 400 yuan.

Compulsory liability insurance for motor vehicle traffic accidents (hereinafter referred to as compulsory traffic insurance). Compulsory traffic insurance is a compulsory liability insurance in which the insurance company pays compensation within the limit of liability for the casualties and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents of the insured motor vehicles.

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Compensation scope of motorcycle compulsory traffic insurance

1、 Motorcycle Compensation for compulsory traffic insurance What is the scope?

The compensation scope of compulsory motorcycle traffic insurance mainly refers to that if the insured motorcycle causes personal injury, death or property loss of the vehicle's personnel and the victims other than the insured, the insurance company shall compensate within the compulsory liability limit of motor vehicle traffic accident liability insurance according to law. Include death Disability compensation medical expense Compensation and property loss compensation.

1. Death and disability compensation: refers to the maximum amount of compensation that the insurer bears for the death and disability expenses of all victims of each insurance accident in the event of a motorcycle traffic accident. The death and disability expenses include funeral expenses, death compensation, transportation expenses for the victims' relatives to handle funeral matters Disability compensation The cost of disability aids, nursing care, rehabilitation, transportation, living expenses, accommodation expenses, and lost time expenses of the dependents, as well as the mental damage consolation fund borne by the insured according to the court judgment or mediation.

2. Medical expenses compensation: refers to the maximum amount of compensation that the insurer bears for the medical expenses of all victims of each insurance accident in the event of a motorcycle traffic accident. Medical expenses include medical expenses, diagnosis and treatment expenses, hospitalization expenses, hospitalization food subsidies, necessary and reasonable follow-up treatment expenses, cosmetic surgery expenses and nutrition expenses.

3. Property loss compensation: refers to the maximum amount of compensation that the insurer should bear for the property losses of all victims of each insurance accident in the event of a motorcycle traffic accident.

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five

Renewal of compulsory motorcycle traffic insurance

1、 Can the renewal of compulsory motorcycle traffic insurance be paid in advance?

The car insurance is about to expire. You can renew it one month in advance. The car insurance can be renewed directly with the insurance company.

The car owner directly requests the insurance company or through telemarketing to renew the insurance, so as to avoid the misleading of bad intermediaries, or the extended loss or secondary accident of the vehicle at the black heart intermediary after the accident; Telemarketing can save time cost, and at the same time, it can reduce the insurance rate by 15% compared with other channels. When renewing the insurance, it is better to inquire about the accident of your vehicle from the insurance company, so as to avoid the intermediary organization concealing the owner and defrauding compensation through a second accident.

There are two cases of renewal when the vehicle has an accident record. One is the renewal of compulsory traffic insurance. Since each insurance company has formed a data sharing platform for compulsory traffic insurance, the premium cannot be avoided to rise; Another situation is the renewal of commercial insurance. It is possible to switch to other companies and the premium will not rise. However, considering the principle of good faith, the car owner must perform the obligation of truthful disclosure to the insurance company.

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Encyclopedia of Motorcycle Compulsory Traffic Insurance

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Consultation on compulsory motorcycle traffic insurance

Is it illegal for the school to require compulsory performance on the stage

 Lvtu Wuwei

Lawyer Lutu Wuwei Recent reply:

Resolution: The school has not been given any compulsory power. All activities are just a form of leisure and entertainment and the performance of game activities. They also belong to the category of personal interests. Everyone has the freedom to participate voluntarily and decide whether to continue to participate. The school cannot interfere with the right of individual choice, and students can clearly express their own position on such issues to the school. If the incident continues to ferment, students can further complain to the education department, and must properly keep relevant evidence for emergencies. Legal basis: Article 43 of the Education Law Educated persons shall enjoy the following rights: (1) Participate in various activities arranged in the education and teaching plan, and use education and teaching facilities, equipment, books and materials; (2) To obtain scholarships, student loans and grants in accordance with the relevant provisions of the State; (3) Obtain fair evaluation on academic achievements and conduct, and obtain corresponding academic certificates and degree certificates after completing the required studies; (4) Appeal to the relevant departments if they refuse to accept the punishment given by the school, appeal or bring a lawsuit according to law if the school or teacher infringes on their personal rights, property rights and other legitimate rights and interests; (5) Other rights stipulated by laws and regulations.

What are the interrogation methods of rape in the police station

 Lvtu Beichen District

Lawyer of Beichen District Recent reply:

Resolution: To obtain evidence of a rape case, you need to dig and collect it from the following directions: one First of all, ensure that the scene of the crime is intact, and try to find witnesses at the time of the incident (such as those who have witnessed that you are in the same room with the victim, or someone has heard the victim's resistance or cry for help, etc.); two Secondly, you can collect surveillance video data as an aid. In addition, you can ask the public security organ to assist in accessing relevant data; 3. In order to obtain more accurate and detailed evidence of physical damage, it is recommended to go to the hospital for a comprehensive physical examination and obtain an official report issued by the medical institution; 4. Investigate the background information of the suspect in detail, such as whether he/she has a similar criminal record, and how to obtain key evidence such as overpowering drugs. In addition, try to explore whether the suspect has disclosed his/her criminal history in detail to outsiders after committing the crime; 5. Please be sure to properly keep the communication records between the victim and the suspect, including but not limited to SMS, WeChat chat records, etc. Legal basis: Article 236 of the Criminal Law [Rape] Whoever rapes a woman by violence, coercion or other means shall be sentenced to fixed-term imprisonment of not less than three years but not more than 10 years. Whoever rapes a girl under the age of 14 shall be regarded as raping and given a heavier punishment. Whoever rapes a woman or rapes a girl under age shall, under any of the following circumstances, be sentenced to fixed-term imprisonment of not less than 10 years, life imprisonment or death: (1) Raping a woman or having sexual intercourse with a young girl, the circumstances of which are flagrant; (2) Raping women or raping young girls; (3) Raping a woman or raping a young girl in public; (4) Gang rape by two or more persons; (5) Raping a young girl under the age of 10 or causing harm to the young girl; (6) Causing serious injury or death to the victim or causing other serious consequences.

What evidence does a daughter-in-law need for one night stand to prosecute a man for rape

 Lvtu Linzhi

Lawyer Lu Tu Lin Zhi Recent reply:

Resolution: 1. Statement of the victim: This is the statement made by the victim as direct evidence to prove the existence of rape. The condition that needs to be met in the process of filing a case is to make clear the existence of criminal facts, so the statement of the victim becomes the key evidence to reveal this criminal fact. 2. Suspect's confession and defense statement: In the case filing process, it should be clear that there is a criminal suspect. As a direct party involved in the case, the relevant evidence of the criminal suspect is highly intuitive. 3. The physical evidence left on the scene: For example, evidence that can prove the type of objects in the place where sexual behavior actually occurs, such as condoms, bed sheets, quilt covers, pillow covers, pillow cases, paper towels and other objects left by suspects, victims' sperm spots, blood stains, hair or body fluid mixture, usually need to be mutually verified with the identification conclusion to enhance its credibility. 4. Material evidence that the victim may be subjected to violence: Such as clothes and buttons torn and damaged; And knives, sticks and other lethal weapons left on the scene. 5. The victim may suffer sexual assault and leave behind underwear, clothes, sanitary napkins and other items that may harm human body fluids. 6. Drinks, cups, syringes, injections, wine bottles, wine glasses and other physical evidence left on site. For example, in the case of rape involving anesthesia, the perpetrator may add aphrodisiac and anesthetic in the drink. Such physical evidence also needs to be mutually corroborated with other evidence such as expert conclusions. Legal basis: Article 63 of the Civil Procedure Law Evidence includes: (1) Statement of the parties; (2) Documentary evidence; (3) Physical evidence; (4) Audio-visual materials; (5) Electronic data; (6) Witness testimony; (7) Appraisal opinions; (8) Record of inspection. Evidence must be verified before it can be used as the basis for ascertaining facts.

We were hit by a motorcycle and injured. How should the other party compensate us?

 Wang Boyuan

Lawyer Wang Boyuan Recent reply:

Hello, I am lawyer Wang, a professional traffic accident lawyer with rich experience in traffic accident dispute litigation. If you need legal services, you can communicate in detail by phone.

Ask me a question

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