Hello, first of all, the traffic police will issue an accident liability identification letter to divide the liability for the traffic accident. You can ask the other party and the traffic compulsory insurance company as co defendants according to the accident identification letter to claim personal damage compensation according to law, and the other party's insurance company will first make compensation within the compensation limit of the traffic compulsory insurance, The insufficient part shall be compensated by both parties according to the responsibility proportion divided in the accident responsibility determination letter. The insurance company has the obligation of advance payment. You can claim directly from the insurance company. The aggrieved party may claim compensation for personal injury according to the accident identification letter with the party causing the accident and the traffic compulsory insurance company as co defendants. The insurance company of the party causing the accident shall first compensate within the compensation limit of the traffic compulsory insurance. The insufficient part shall be borne by both parties according to the responsibility proportion divided in the accident responsibility identification letter. The items of personal injury compensation include: medical expenses, nursing expenses, lost time expenses, hospitalization food subsidies, nutrition expenses, transportation expenses, follow-up treatment expenses, disability compensation, mental injury relief, etc. Note: The limitation of action for personal injury compensation is one year. Please accept and evaluate the above reply.
