Couple debt problem?

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Joint debt must have two characteristics: one is for the purpose of living together or the duration of marriage; The second is liabilities for fulfilling legal obligations. It mainly includes the following:
1. The debt that the husband and wife bear for the common life of the family. For example, debts incurred for purchasing common household goods; Debts incurred by purchasing or renovating a house for common residence; Debt incurred to pay medical expenses of one party.
2. The debts incurred by the husband and wife in their joint production and business activities.
3. Liabilities incurred for fulfilling statutory maintenance obligations.
4. Liabilities incurred to pay education and training expenses of one or both spouses.
5. Debt incurred to pay for legitimate and necessary social interaction.
6. Liabilities incurred by one or both of the husband and wife to fulfill their statutory maintenance obligations.
7. A debt that is agreed as a joint debt by the husband and wife agreement.
Recognition of marital debt
1. Firstly, it should be presumed that the loan of one party is the joint loan of husband and wife;
2. If one party can provide sufficient evidence to prove that it is an individual loan, it will be deemed as an individual loan;
3. If one party can provide sufficient evidence to prove that the loan is not used in common life, it is deemed as personal loan.