One month overdue, and now I want to make up the arrears, and the guarantee company requires me to pay the remaining loan amount in a lump sum?

Answered thirty-two thousand five hundred and seven Legal advice>

[Legal Opinion]
First, according to whether the contract will continue to be performed, if the contract continues to be performed, the paid items cannot be returned. If the contract is terminated, the paid items shall be returned.
[Legal Basis]
According to Article 114 of the Contract Law, when one party breaches the contract, it shall pay a certain amount of liquidated damages to the other party according to the situation of breach of contract. It may also agree on the calculation method of the amount of compensation for losses arising from breach of contract.
If the agreed liquidated damages are lower than the losses caused, the parties may request the people or the arbitration institution to increase them; If the agreed liquidated damages are too high for the losses caused, the parties may request the people or the arbitration institution to reduce them appropriately.
If the parties agree on liquidated damages for delay in performance, the defaulting party shall perform its obligations after paying the liquidated damages.

Answered two thousand six hundred and two Legal advice>

It is compensated by the industrial injury insurance company. At the same time, depending on the company's reasons, there may be other compensation