When collecting points, we must understand the range of points that can be accumulated. We need to pay attention to the fact that some bank credit cards are invalid in some consumption ranges, and the combination of points can make more profits. Some banks also do not allow the combination of points. What are the rules of credit cards in major banks in terms of points? Let's find out.
![Check the consolidation rules of points of major banks](https://doc-fd.zol-img.com.cn/t_s640x2000/g5/M00/03/03/ChMkJ1v9KnqIW2abAAG-WAGSthMAAta4wIy1LUAAb5w966.jpg)
Industrial and Commercial Bank of China
Points can be merged between different cards of the same user in the same region
Consumption of real estate, cars, wholesale, hospitals, schools, etc. is not integral
bank for economic construction
Points of multiple credit cards under the same cardholder's name can be combined, and points of main card and supplementary card can be combined
Consumption of real estate, cars, wholesale, hospitals, schools, etc. is not integral
Bank of China
Points of BOC series cards and Great Wall International cards under the same cardholder's name can be combined, and points of main card and supplementary card can be combined in the main card account
Every 100/8 points for car purchase and every 100/6 points for house purchase
CITIC Bank
Multiple credit card points under the same cardholder name can be combined
No points for real estate, automobile, wholesale and other consumption
Industrial Bank
Multiple credit card points under the same cardholder name can be combined
No points for real estate, automobile, wholesale, hospital and other consumption
Shanghai Pudong Development Bank
Multiple credit card points under the same cardholder name can be combined
No points for real estate, automobile, wholesale, hospital and other consumption
Bank of Communications
Multiple credit card points under the same cardholder name cannot be combined
Consumption of real estate, cars, wholesale, hospitals, schools, etc. is not integral
agricultural bank
Multiple credit card points under the same cardholder name cannot be combined
Consumption of real estate, cars, wholesale, hospitals, schools, etc. is not integral
China Merchants Bank
Points of multiple credit cards under the same cardholder's name cannot be combined. Points of the main card and supplementary card can be combined. Points of the cardholder's personal card and business card cannot be combined
No points for real estate, automobile, wholesale, hospital, school and other transactions
Guangfa Bank
Points of multiple credit cards under the same cardholder's name cannot be combined, and points of main card and supplementary card can be combined
Consumption of real estate, cars, wholesale, hospitals, schools, online transactions, etc. is not integral
Minsheng Bank
Points of multiple credit cards under the same cardholder's name can be combined, and points of main card and supplementary card can be combined
Integration of points used in main card account
Real estate, automobile, wholesale, hospital, school, online transaction consumption points
Huaxia Bank
Points of multiple credit cards under the same cardholder's name can be combined, and points of main card and supplementary card can be combined
10% cumulative points will be given for house and car purchases, 50% points for wholesale purchases, and no points will be given for school and hospital purchases
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When collecting points, we must understand the range of points that can be accumulated. We need to pay attention to the fact that some bank credit cards are invalid in some consumption ranges, and the combination of points can make more profits. Some banks also do not allow the combination of points. What are the rules of credit cards in major banks in terms of points? Let's find out. Industrial and Commercial Bank of China, the same user in the same region