New people apply for credit cards, four tips to teach you how to quickly get off the card

Credit cards can not only enjoy various preferential discounts, but also accumulate personal credit, cultivate financial ability, and everyone can become a "card god" by exchanging credit card points. However, no matter how many discounts are offered, if you can not even apply for the card, everything is empty talk. If you are applying for a credit card for the first time, the following four tips can help you get off the card quickly.

1) If you have a deposit or salary card, you can apply for a credit card at the bank where the deposit or salary card is located. This will give you a high probability of getting off the card, and you'd better choose to apply for a credit card online, which will help to get the credit card approved.

2) If you don't have a deposit or a job, you can choose the commercial banks outside the four major banks to apply for credit cards online. The probability of the commercial banks to issue credit cards is much higher than that of the four major banks.

3) Let your friends and relatives with high credit cards recommend you to apply for a card. Since they can have a high credit card to prove their high credit rating in this bank, it will not only help you quickly apply for a credit card, but also effectively increase your credit limit.

4) When purchasing short-term financial products from banks, if you don't have money, you can borrow a sum of money for a short time. After purchasing financial products, you can apply for a credit card, which will greatly increase the probability of getting off the card.