How can financial institutions build intelligent IT bases when industry digitalization enters the fast lane?

In the context of accelerating the construction of digital China, the wave of industrial digitalization is coming. Various industries, including the financial industry, are actively embracing digital transformation, and the Central Bank pointed out in the report of the Financial Technology Development Plan 2022-2025 that digital thinking should be integrated into the whole business operation chain, focusing on the technology drive and data empowerment of financial innovation. Information technology is constantly impacting the position of traditional finance with innovative mode. The management structure and operation mode of the financial industry are also constantly being reshaped and rewritten. Digitization and intelligence have become the main trend of modern finance.

To solve the problem of digital transformation in the financial industry, starting from the terminal is an important path. For example, connecting various terminal equipment of the bank together through the Internet of Things technology can effectively realize data exchange and sharing, and improve the security and efficiency of financial services; A large number of terminal systems often need to operate uninterruptedly, which means that the equipment needs to be extremely stable, and the frequency and complexity of equipment updates should be minimized; In addition, the financial industry itself involves a large number of data processing and analysis links, which also puts forward higher requirements for the computing power of financial terminals.

Recently, Zhongguancun Online invited Tian Mi, a researcher of Beijing Gold Economic Development Research Center, Tu Wei, Intel's financial industry customer director, and Cao Shengyuan, Lenovo's senior product marketing manager, three guests in the financial industry to focus on how scientific and technological innovation can enable the digital transformation of the financial industry, and discuss how commercial terminals can meet the complex requirements of financial transactions and other scenarios.

On the scene of the interview, Tian Mi said that the digital transformation of the financial industry has changed financial institutions in many ways. With the empowerment of financial technology, traditional businesses will become more digital, more convenient, efficient, and more intelligent. These are the opportunities brought by digital transformation to the financial industry. At the same time, the challenges that accompany the digital transformation cannot be underestimated. On the one hand, financial institutions need to ensure the stability of equipment, and because of the particularity of financial institutions, they also need to ensure security.

Admittedly, digital transformation itself is a process of continuous development and change. After entering the digital era, technological innovation is changing the business model of the entire financial industry. Therefore, how to explore the value of digital itself in the process of digitization, while providing corresponding personalized products and services based on security needs, to meet the needs of all aspects, It has become a key priority for manufacturers like Intel and Lenovo.

As a solution provider of upstream basic computing power and product technology, Intel has rich technology accumulation and product release in basic computing, network and storage, and can provide underlying technical support according to the needs of industry users. For example, for commercial computer terminals, Intel's vPro platform can play a good role, As well as the enhancement of network equipment and graphics card, it can provide a better solution after verification.

Specifically, for financial customers, the number of terminals is very large, and they need to purchase one after another every year, so they also have high requirements for the compatibility and stability of the devices ® For commercial terminal products of vPro ® platform, Intel ® SIPP (Intel ® The plan of stabilizing IT platform) ensures that the product hardware will not need to be replaced in the next 15 months at least (or until the next generation of products are released) after the procurement gets to the terminal, so there is no need to constantly upgrade the drive and patch of the equipment.

In terms of safety, it is equipped with the new 13th generation Core ™ VPro for processors ® The platform is equipped with hardware shield technology, which can achieve excellent localized security protection. Not only that, Cao Shengyuan also said in the interview that Lenovo and Intel jointly developed a worry free standard for factory hardware based on the vPro platform, which means that the machine is in a state of complete compliance with security standards in the factory. In addition, from the factory to the delivery to the customer's business hall, Through the vPro platform, customers can see whether the key hardware of the machine has been replaced when deploying the machine, thus ensuring the security of the entire terminal.

In terms of performance, a series of behaviors such as strategy analysis, consulting, high-frequency trading, and data analysis all need high efficiency, which puts higher requirements on terminal computing power, and carries the new 13th generation of Core ™ VPro for processors ® The platform not only uses a high-performance hybrid architecture, but also uses Intel's hardware thread scheduler to achieve more intelligent task classification and improve productivity.

In addition, in financial outlets, counter traders often need to connect ID card recognizers, photo cameras, scanners and other equipment, and are equipped with Intel ® Commercial computers on the vPro ® platform not only support high-speed Wi Fi 6E networks, but also meet the demand for expansion through the Lightning 4 interface.

Due to the huge network system of the financial industry, and the terminal equipment spread all over cities or towns, the management is very difficult. The remote management function provided by the vPro platform can help the IT managers of financial institutions such as banks to remotely set up and manage machines, effectively reducing maintenance costs.

As a downstream product provider and an important partner of Intel, Lenovo closely follows the needs of users and provides excellent products for customers in the financial industry through its excellent computing integration capabilities. For example, the ThinkCentre M Master Series is a special bank model that can serve as the intelligent hub of multiple terminal devices to achieve the integration of soft and hard businesses, On this basis, combined with Lenovo's concept of "end edge cloud network intelligence", we will achieve organic integration from the terminal to the Internet and provide more perfect services for financial institutions.

The rapid development of digital technology gives financial institutions the opportunity to achieve business innovation, but the business transformation driven by technology is far from the end. The digital transformation of finance is destined to be a long-term evolution of scientific and technological innovation. Tu Wei said that in the Bank 4.0 era characterized by digital operation, personalized products and agile business, for the financial industry, serving the real economy and the people has always been the starting point and foothold of the digital transformation of the banking industry. However, with the help of technology, the digitalization of financial institutions will be more personalized and intelligent in the future, Intel is also willing to work with Lenovo to provide more complete products and solutions for financial users through better technology to support the realization of intelligence.

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