(Original title: CIRC: The insurance industry must not be alienated as a "risk producer")
The reporter of Securities Daily learned that Chen Wenhui, vice chairman of the CIRC, said when attending the third insurance guarantee fund forum on July 5,InsuranceAs a special industry with operation and management risks, it is necessary to strengthen the management and control of its own risks, and must not be alienated from "risk managers" to“Risk maker”。Only by managing their own risks well can we better reflect the industry value and social responsibility of serving economic and social development.
Chen Wenhui pointed out that both regulatory authorities and market entities must stand on the height of maintaining financial security and even national security, deeply understand the importance of risk prevention and control, and effectively enhance the foresight, effectiveness and pertinence of risk prevention in all aspects.In particular, insurance companies in the front line of the market should do a good job in risk prevention and control in the industry, and earnestly assume the main responsibility and front-line responsibility for risk prevention and control.At the same time, the regulatory authorities will also improve regulatory efficiency by reforming the regulatory system and innovating regulatory methods.
Chen Wenhui said that although there are some risks in the insurance industry, such as insufficient solvency, liquidity and corporate governance, the fundamentals of the industry development are good. The overall risk is controllable, but risk prevention and control must be done well.
Chen Wenhui said that the CIRC has made a comprehensive deployment to strengthen industry risk prevention and control and support the development of the real economy, and has achieved initial results.From January to May this year, the original premium income of the insurance industry exceeded 2 trillion yuan, a year-on-year increase of 25.88%;The original premium income of property insurance was 395.6 billion yuan, up 11.65% year on year;The original premium income of life insurance was 1633.5 billion yuan, up 29.89% year on year.
Source: Securities Daily - Capital Securities NetworkAuthor: Fu SuyingEditor in charge:Zhong Qiming _NF5619