I was going to buy a house with a loan this year. Suddenly, I received a reply that my credit record had been in arrears for 300 times, which was not approved. I was speechless for a moment. I calculated that I had applied for three letters in my life, one of which was never used by China Construction Bank. The other two cards have been in use all the time, of course, occasionally there are expected to be unpaid, which does not add up to more than 10 times. The first one I applied for was in 2006, and really started to use, that is, after 2007, the other one was applied for in 2009. Why now suddenly there are 300 records, I calculate, even if I have three cards, they are overdue every month, It will take at least 8 years. In this case, I don't know what to do. Please ask which expert to help me!
It is estimated that there is something wrong with CCB, and the number of overdue is calculated as follows. For example, if you were overdue for the first time in August, and then continued to be overdue in 91011 and other months, the number of overdue is 1 2 3 4 5 6 7. The annual fees of CCB card are in arrears. If calculated from December 2008, you have been in arrears for 300 consecutive times, and the bank statistics is no problem, although you are in arrears with the annual fees, you have not opened the card, so you are overdue so many times, The housing loan cannot be approved. Go to CCB to see if it can help you eliminate it,