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Beijing provident fund loan still implements the policy of "house purchase and loan purchase"


(Data picture)

Source: official website of Beijing Housing Provident Fund Management Center.

This means that if the buyer wants to buy a house in Beijing with provident fund loan after having a record of housing loan in other places, he or she should implement the second set of housing loan policy, that is, the purchase of ordinary houses requires a down payment ratio of at least 60%.

However, if the buyer is willing to use the commercial loan to buy a house under such circumstances, it can be implemented according to the first housing loan policy of the commercial bank.

Editor Wang Jinyu Proofread Liu Baoqing

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