What are the differences between a savings card and a credit card? Which is suitable for students: savings card or credit card

What are the differences between a savings card and a credit card? Let's have a look!

In fact, it is not difficult to distinguish the two cards. First, in terms of appearance, many cards now directly mark the words: savings card, debit card or credit card, which can be seen at a glance.

Other appearance differences:

1、 The number of credit card numbers is different from that of savings card numbers. The number of credit card numbers is 4 digits and 4 groups is 16 digits in total, while the number of savings card numbers is 3 to 5 groups and 13 to 19 digits;

2、 The lettering on the card is different. The credit card is embossed on the card, while the savings card is embossed or concave; 3、 The difference of anti-counterfeiting marks is that credit cards have specific holographic anti-counterfeiting marks, while savings cards have anti-counterfeiting marks, and some have no anti-counterfeiting marks;

4、 Different validity periods; Credit cards have embossed valid service life, while savings cards are optional, some only have the date of issuance.

So, which one is suitable for students?

It is suitable for students to apply for a savings card. It is relatively convenient to withdraw and deposit money.

Most students do not have stable economic income, so it is not recommended to apply for credit cards. Generally speaking, the functions of ordinary savings cards can meet the daily needs of students, such as monthly living expenses sent by the head of household, saving New Year's money, daily online shopping, etc. It should be noted that children under the age of 16 should be accompanied by their parents certificates Apply to the bank.

key word: Difference between savings card and credit card Deposit Card Debit Card Effective service life Stable economic income