See the new trend of consumption in the post epidemic era from 618 big data In 2020, "618" e-commerce pushed forward its climax and retreated. On June 19, all major e-commerce platforms showed their transcripts. Tmall accumulatively placed 698.2 billion yuan of orders, creating a new record; JD accumulatively placed 269.2 billion yuan of orders, an increase of 33.6% over the same period last year; The order volume of Pinduo Multi platform increased by 119% over the same period last year; On the day of "618", the omni channel sales scale of Suning eBay increased... In the first e-commerce consumption season after the epidemic, the transaction data of various platforms kept breaking new records, reflecting the endogenous power of China's economy in the post epidemic era, as well as the new changes in the consumption pattern. Consumption vouchers and subsidies are unprecedented. Under the epidemic of leveraging consumption potential, "consumption vouchers" are becoming an effective means for the government to stimulate consumption, promote the recovery of the production end, guarantee and stabilize employment, and increase residents' income, and are accelerating the integration of online and offline consumption. This year, "618" major e-commerce platforms have launched large-scale consumer coupons, and increased subsidies, becoming a major highlight. The reporter learned that during the "618" period of Tmall, the platform, local governments and businesses issued 14 billion yuan of consumption vouchers and subsidies; Jingdong has launched a 10 billion subsidy, 100 billion discount and 10 billion consumption voucher, which is known as "the largest discount in history"; The "10 billion subsidy" launched by Pinduoduo has cumulatively subsidized more than 130 million goods, of which some subsidies have increased from 10% - 20% to 50% - 60%; Suning E-shop directly targeted Jingdong with a "J-10%" money saving plan, almost hitting the whole audience in June. The stars and the boss all went to the battle, and the live broadcast of the "618" war with goods is undoubtedly the wind of this year. During the "618" period, Tmall had 13 live broadcasting rooms with a cumulative turnover of more than 100 million, and 3C digital, beauty, etc. became the preferred industries for live broadcasting with goods. It is reported that during the whole "618" period, Taobao Live brought together nearly 600 presidents, 300 stars, anchors from hundreds of business districts and tens of thousands of stores for live delivery. JD launched more than 300000 live broadcasts, and the CEO of JD Retail Group Xu Lei, Zheng Shuang, Da Zhang Wei, Guo Qilin and other stars appeared in the studio one after another; Pinduoduo invites Wu Yifan THE9、 Ju Jingyi, Mao Buyi, Li Yuchun, Li Ronghao and other traffic stars participated in the live delivery. In addition to e-commerce, there are short video platforms such as Fasthand and Dither. Fasthand cooperated with its own Simba, Sanda Brother and other anchors to carry goods for sale. Among them, Simba and Zhang Yuqi set a new personal record of 1 billion yuan in carrying goods in five hours. Douyin invited Luo Yonghao, Chen He and others to carry out live delivery. Under the epidemic, fresh food and health care consumption broke out. According to the Baidu 618 E-commerce Search Big Data Report, mobile phones, as the "618 top stream", received the most attention from netizens. It is worth noting that the fresh fruit category is among the top three popular search categories, which is closely related to the formation of the habit of buying fresh fruit online during the epidemic. On June 18, there were 187 brands of JD that had placed orders worth more than 100 million yuan, and fresh food, medical care and kitchenware became the category with the highest growth rate and strong consumption explosion. In addition, the "618" war report released by JD Fresh shows that from June 1 to 18, the turnover of vegetables increased by 160% year on year, the turnover of meat increased by 174% year on year, and the turnover of fast food and cooked food increased by 299% year on year. In the medical and health sector, Tmall "618" ran for one hour, with a year-on-year increase of 149% in turnover and 70% in the number of participating businesses. Including mask The turnover of HPV vaccine service, dietotherapy and tonic, ginseng and glossy ganoderma increased by 100%, 213%, 193%, 171% and 103% respectively year on year; Eye care products, vaccine services, and medical gloves only took 3 minutes, 16 minutes, and 15 minutes respectively, surpassing the sales of the whole day last year. In Jingdong, it also launched a consumption voucher of RMB 618 minus 300 specifically for health, nutrition and health care, and linked nearly 2500 businesses with more than 3 million pieces of good health products. Big cities are keen on improving the consumption quality of agricultural products in the third and fourth tier cities. According to Pinduoduo data, during the "618" period this year, the platform sold 380 million agricultural (by-product) products, an increase of 136% over the same period last year. Users in the first and second tier cities are the absolute main force of agricultural product consumption, with the order volume accounting for more than 72%. At the same time, consumers in the third and fourth tier cities show strong consumption demand, and the trend of consumption upgrading is obvious. The sales of smart home appliances, kitchen and bathroom appliances, home furnishings and home textiles, living outdoors and other commodities in the sinking market have increased rapidly, with year-on-year growth rates of more than 120%. A large number of consumers in third and fourth tier cities have purchased sweeping robots, bread machines, projectors and other commodities for the first time in Pinduoduo. As of 12:00 p.m. on the 18th, the order volume of domestic and foreign brand standard products of the platform had increased by 144% over the previous year, of which the proportion of orders from the third, fourth and fifth tier cities had climbed to 52%.
2020-06-19 19:24
"Cupid Model" helps the cultural and creative industry break through the profit problem The COVID-19 epidemic can be said to be the biggest test facing mankind since the 21st century, and has had a tremendous impact on the world economy. How should the cultural and creative industry respond to the impact of the epidemic? On April 25, at the launch of the public service live broadcast class of the Perfect World Education Joint Strategy International Business School, Zhao Yahui, the managing partner of the People's Network Cultural Industry Fund and the vice president of Beijing Venture Capital Association, told about the breakthrough of the cultural and creative industry from the impact of the epidemic, the enlightenment and opportunities in the crisis and other aspects. Under the epidemic, 5328 film and television companies nationwide were cancelled or revoked during the period of offline "suspension" and online "fast forward", 1.78 times the amount of cancellation last year. "Data shows that the total retail sales of consumer goods in China fell 19% in the first quarter, GDP dropped 6.8% year on year, and the "three stops" state of "shutdown, shutdown, and shutdown" appeared. During the Spring Festival, the catering retail industry lost more than 500 billion yuan, the tourism industry lost more than 500 billion yuan, the film box office lost about 7 billion yuan, and the passenger volume of the Spring Festival transportation decreased by 80% year on year. "In the process of the impact of the epidemic on many industries, we see an industry that has been very popular in the past, and many investors and consumers feel that this year is the first year of live delivery." Zhao Yahui believes that the Internet is the key to keep many enterprises alive after the epidemic. The phenomenon of "overall fast forward" has emerged in China's online consumption. In the past few months, the word "live delivery" has given many people hope for the revival of many industries in the future. "In fact, live streaming with goods is not a new thing. Live streaming with goods has been available for a long time, but a new form has emerged in the Internet era." Zhao Yahui said that from the 1990s to around 2000, TV shopping was popular, and there was no substantial difference from the current online live delivery. For another example, ten years ago, Xiaomi Lei Jun brought goods to Xiaomi in the form of a press conference, but now it drives product sales in the form of an online broadcast room. Now almost all business models have appeared in the past, but the form of presentation and the means of technology have changed. Science and technology are changing people's lives, industries and reality. With the change of scientific and technological means, broadcast, paper media, television, portal, WeChat, microblog, live broadcast and other forms of presentation are constantly innovating, making the way of information transmission also changing. In the era when everything is media and all people are media, communication between people, including live broadcast, has exploded exponentially. Take Taobao Live as an example: the turnover in 2017 was about 20 billion, and it will grow to 100 billion by 2018 and 300 billion by 2019. In February this year, Taobao live broadcast data showed that the number of new broadcast merchants increased by 719%, the demand for recruitment increased by 130%, and the monthly salary was close to 10000 yuan. "Cupid economic model" and "five golden flowers" in the era of full process, holographic, full staff and full effect media, "influence economy" is an important symbol of industrial integration, and the essence of live broadcast with goods is the realization of "influence economy". Zhao Yahui believes that there are three main sources of influence - attention, public domain flow and private domain flow. The ultimate goal of being an enterprise or a product or service is to make profits, while the realization of sustainable profits comes from the existence of a considerable number of users who are willing to pay for products or services; While paying users tend to settle down in the "fans" of this product or service, they are usually attracted by the impact of the product or service within its contact scope, such as advertising, friends and relatives recommendation; If enterprises or their products and services want to have a certain influence to capture fans and pay users, they must pay a certain cost for marketing related activities. Based on the above logic, the principle of influence economy can be explained by the following "funnel" figure. The figure above shows the process of transformation and precipitation of "influence fans paying users" layer by layer: influence (I) can be regarded as a function of cost (C), and we define it as "I=C · γ"; Fans (F) can be regarded as a function of influence (I), which is defined as "F=I · α"; Paid user (U) can be regarded as a function of fan (F), which is defined as "U=I · β". The transformation process of "influence fans paying users" is very similar to love: when a product or service has a certain influence and enters people's eyes, it is similar to a man and a woman who meet by chance. After "first meeting", one party secretly develops feelings, silently pays attention, and starts a long or short "secret love" until one day "willow shoots on the moon, after about dusk", Present roses, express your heart, complete the "confession" and realize payment. Therefore, we separate γ α. β is named as "first sight index", "secret love index" and "confession index". Based on the realization path of "influence economy" of "influence fans paying users", Zhao Yahui proposed the "Cupid economic model" and "Cupid formula". In order to enhance the intuitiveness of the model explanation, he created three new indicators, namely, the "first sight index", the "secret love index" and the "confession index", and deduced the cost and the "five factors" of business value ("First sight index", "Secret love index", "Confession index", average income per time/frequency user, time/frequency). (See the figure below) In addition, because the slope formed by the five factors (also known as the "five golden flowers") is like the arrow of Cupid, it is named "Cupid Rate", hence the name of "Cupid Economic Model". Cupid economic model "Here we introduce the most important figure, which is called Cupid rate δ. V is your business value, C is your cost. When business value is divided by cost, there will be five variables (γ α、β、ARPU、T）， We define it as' five golden flowers', that is, γ initial index α narcissism index β articulation index ARPU average user revenue per unit time (frequency) and T time (frequency). " Zhao Yahui said that the Cupid rate δ is a function of these five variables, which can be seen as a slope, The higher the δ value, the higher the realizable commercial value. δ> The business value can cover the cost, When δ<1, you may face the situation that your income cannot make ends meet. In a sense, the profitability of enterprises is in direct proportion to the size of δ. In order to improve the profitability of enterprises, we should strive to improve the "five golden flowers" (γ, α. β, ARPU, T). Zhao Yahui believes that for enterprises or products, it is necessary to find an index with the highest cost performance. If an enterprise has 100 yuan, it should choose the golden flower with the highest cost performance to invest. "Some are like increasing the beta value, that is, increasing the value of the payment rate. Some need to increase the transfer from road to powder, α means road fans, and some of them want to increase their first sight index, which is to let people know me, and then turn me into fans, and from fans to payers. " There were two major disasters in the history of the "Great Depression" and "SARS" and the outbreak of cultural consumption, which have some enlightenment for the present: one is the "Great Depression", the other is "SARS". It was Hoover's time before the Great Depression, when the American economy was at its best. There was a group of data at that time. Before 1929, the population of the United States was about 120 million, and the per capita GDP was 870 dollars, which was equivalent to the level of China in 1999. At that time, there were more than 26 million cars in the United States, with an average of almost five people owning a car. In China, by September 2018, almost every six people had a car. At the beginning of 1929, an article in the Wall Street Journal said that the US economy had never been stronger than it is today. Only a few months later, the stock market of the United States collapsed, and the famous Black Tuesday ushered in a decade long economic depression. "At that time, more than 5000 banks went bankrupt, more than 80000 enterprises went bankrupt, the stock market fell by 90%, 14 million people lost their jobs, and the unemployment rate was close to 30%. At that time, the global GDP fell by 20-50%." There were two special opportunities in the Great Depression: "lipstick effect" and technological innovation. What is the lipstick effect? Zhao Yahui believes that in the era of the Great Depression, people's expectations of income and future are declining, and the consumption of housing, car, tourism and luxury goods has been cut, but the sales of cheap goods to meet material and spiritual needs represented by lipstick have increased significantly. "Including the cultural consumption of watching a movie, buying a book and playing a game for 5 yuan at that time, especially cultural and creative products, we can see that the rise of the American film industry and cultural and creative industries was precisely in the era of the Great Depression." In the same year when the stock market collapsed, Oscar held the first award ceremony. In the following decade, although the number of cinemas nationwide dropped by one third, the box office in the United States increased to 700 million dollars. Especially in 1930, the United States also invented the drive in movie theater. The number of American movie audiences reached 80 million every week, while the United States had only 150 million people at that time. At this time, there were eight major film companies and a large number of good films. The transformation of cultural consumption and entertainment concept, vertical integration operation, financial capital intervention, industrial protection and government support have made the film, advertising, media, cultural and creative industries rise in the era of the Great Depression. "The second thing to pay attention to is scientific and technological innovation. Many international giants of science and technology were born in the era of the Great Depression. For example, DuPont invented synthetic rubber in 1930, and used synthetic rubber materials in every car and airplane in 1939. In addition, they also invented nylon in 1934. This technological innovation made DuPont an international giant. Similarly, there are American Radio Corporation and Hewlett Packard. " Zhao Yahui said that the depression period is the best time for enterprises to cut costs, transform and innovate, which is a growth opportunity. Enterprises should seek better development through this adversity. The second case is the enlightenment brought by SARS: accurate insight into the opportunities brought by the Internet, seize the changing application scenarios of the times, and innovation and transformation can be achieved. During the SARS period in 2003, the domestic economic growth rate fell sharply in the second quarter. It was at this time that JD found the opportunity to successfully transform itself into an online e-commerce giant. SARS has also become the catalyst for China's first batch of Internet enterprises. Sina, NetEase and Sohu, which were listed in 2001, made profits for the first time in 2003, and Tencent and Ali, the two giants, also made real breakthroughs this year. "SARS confirmed the effectiveness of digital mobile technology and the Internet, so it became a turning point for the rise of the Internet in China as a real mass platform." Zhao Yahui believed that in the epidemic crisis, danger and opportunity coexist, and always a pair of contradictions can be transformed into each other. Under the epidemic, online economy and cultural and creative industries will generate more opportunities. For enterprises, the most important thing is to find the "golden flower" that suits them.
2020-04-27 20:41
Uncover the "grey Jianghu" of personal data underground transaction: a 360 debit note data is only sold for 3 cents In September 2019, the company's capital chain operated by Wang Yong had problems, and it was difficult to recover the arrears at the moment. He filled in his personal information on the mobile phone APP and lent a sum of money through 360 IOUs to solve the urgent need. 360 Debit Note is a consumer credit brand of 360 Financial Group. 360 Finance was listed on NASDAQ in 2018, and its products include 360 Debit Notes, 360 Small and Micro Loans and 360 Installments. The financial report shows that as of December 31, 2019, 360 Financial had 135 million registered users. Wang Yong had a good experience of the early stage of this online loan. He thinks that the interest rate is not high and the platform service is also good. In the meantime, although the staff of 360 Debit Notes called to urge payment, his repayment was still timely, and no unpleasant things happened to both parties. However, Wang Yong did not expect that while obtaining fast and convenient services, an invisible "black hand" was quietly reaching out to him. The information he registered on 360 IOUs was publicly sold online. In the interview and survey, the VC channel of People's Daily Online "purchased" hundreds of data of "360 IOUs" in 2019 in the name of customers. The seller named Li Gang revealed that these data were flowing out of the "360 Debit Note". The seller claimed that he could guarantee the shipment of about 30000 pieces of data every day (including "360 IOUs" data), and the minimum price of each piece was 3 cents. According to the information shown in the data, the venture capital channel of People's Daily Online randomly dialed nearly 100 users, 17 of whom confirmed that they were 360 debit note users, 33 of whom were empty numbers, and the rest of whom either hung up or denied. Since then, the venture capital channel of People's Daily Online has "purchased" another 200 "360 IOUs" data in 2020, randomly dialed 110 users, 21 of whom admitted to being 360 IOUs customers, 65 of whom failed to get through (or the prompt number was empty), and 24 of whom hung up or denied. In this regard, Li Gang explained that some people will "maliciously" apply on the platform, but the data can be filtered to ensure that there is no empty number. In the opinion of many insiders of the online loan company, the presence of an empty number or the owner's shutdown does not necessarily mean that the user data is unqualified. It may be that some people cannot afford to pay back the loan or do not want to pay back the loan, and some people can not resist harassment and make the phone stop or shut down. Every once in a while, Li Gang advertised his personal information in his circle of friends: "In the process of continuous delivery, the boss needs to contact..." The information he sells includes customer data of 360 IOUs. According to the official website of 360 Debit Note, 360 Debit Note is a financial technology platform for consumer loans, mainly relying on 360's data, flow and technical advantages. It is mainly used as an intermediary to connect high-quality loan customers with the loan services of financial institutions. According to the official website, 360 IOUs can accurately portray customers and analyze their repayment ability and credit ability, thus reducing the financing costs of borrowers and the analysis costs of lenders. Its assessment of consumer credit limit mainly considers credit risk, payment habits, consumption habits and other aspects. The technologies used include cloud computing, machine learning and big data. "360 debit note data has high purity and good quality, and is very popular with customers." When Li Gang recommended, he said that 360 debit note data includes real-time, overnight, fortnightly and historical data. The price of real-time data is 2 yuan, the price of overnight data is 50 cents, the weekly data is 500 yuan, and the historical data is 300 yuan. Li Gang has repeatedly guaranteed that the data of these external sales are from the internal staff of 360 Debit Notes. He can guarantee the shipment volume of about 30000 pieces (including 360 debit note data) every day. Most buyers are small and medium-sized customers. Some "customers" buy thousands of pieces at a time, and some buy tens of thousands of pieces a day. He claimed that "customers" had never reported any problems with the 360 IOU data he sold. He said that he only wanted to ship goods and never asked "customers" why they bought data. He even reminded that the data sales industry is a mixture of good and bad people, with many fraudsters, so don't buy too many at a time. After verifying the authenticity, buy in large quantities. Li Gang, the seller, said that some of the data sold were from 360 Debit Notes. Li Gang claimed to have been engaged in the loan industry. He recommended many financial platforms to the People's Daily Online venture capital channel, including promising future, mustard money, starting point finance, predestined credit, Ruyi loan, ultrafast loan, etc. "One of the most important uses of these data is for the fixed-point promotion of" 714 anti-aircraft gun "online loan companies." "714" refers to 7 or 14 days, and "anti-aircraft gun" refers to excessive "haircuts" and overdue fees. In 2019, CCTV 315 program exposed the "714 anti-aircraft guns" chaos of cash loans. Key information includes: disguised beheading, high overdue interest rates, "desperate" collection, and loan supermarkets as accomplices. On March 20, 2019, the China Internet Finance Association issued the Notice on Self inspection and Rectification of High Interest Cash Loans and Other Businesses. The notice requires that all members should carry out comprehensive self-examination on illegal businesses such as high interest cash loans, charging "beheading interest", and violent collection, and submit a self-examination report to the Mutual Finance Association before the end of March, and immediately rectify the problems found in the self-examination. Li Gang claims that most "customers" come from "anti-aircraft gun" online loan companies. "Five yuan for one piece, although the price is high, the resources are good and the conversion rate is high." He said that at present, China's control over "anti-aircraft artillery" is relatively strict, and many platforms have been transferred to Southeast Asia, but there are still a large number of small online loan companies operating privately. Li Gang said that with the support of data, a company with more than 30 people can pull about 200 new orders and borrow about 500 again a day. "This is the real feedback from a friend company". "The 'anti-aircraft gun' is a lending model with the highest cost and high income among private lending, which can accumulate high returns in the shortest time." Li De, an employee of a large online loan platform in China, said. Li De introduced that the high cost of the "anti-aircraft gun" platform is mainly reflected in two aspects, one is the flow introduction cost, and the other is the collection cost. The "anti-aircraft gun" platform places advertisements on other websites. As long as someone enters the platform registration page through the advertisement, no matter whether the loan is successful or not, they will pay the traffic fee. Generally, the cost of a single flow on the online loan platform is between 100 and 200 yuan. If the repayment needs collection, the cost is higher. Insider leak? "WeChat was too strict, and three WeChat messages were sealed one after another within a week. I think there are too many advertisements. " Li Gang, who has been in the industry for less than two years, keeps complaining about the difficulty of doing business. Since the regulatory authorities severely attacked "anti-aircraft" online lending in 2019, business has plummeted, and some "anti-aircraft" platforms have been forced to move to Southeast Asia. Li Gang said that when business was good in the past, the demand for data was in short supply, and many sellers even had the idea of "watering down" the data, adding fake data to the real data. "But you can rest assured that the data I sell is absolutely true. These are the data obtained from 360 Debit Note internal staff." "Can I verify the authenticity of the data?" "What to verify? Give you some data for trial." Then Li Gang sent an Excel. The data table shows that the product type is marked with 360 IOUs, and the submission time is June 5, 2019. Each information displays the loan order approval status, as well as the loan limit, user name, and mobile number. "Some buyers can identify whether the data comes from within the company, but some customers do not care about these, and the data is easy to use." Li Gang said. Li De, the user information of 360 IOUs sold by the seller Li Gang, said that at present, personal information disclosure can be roughly divided into three ways. One is that individuals leak information unconsciously. The second is that enterprises or individuals with a large amount of data intentionally leak confidential information and enter the black chain. The third is that criminals invade the network database of relevant enterprises and departments through technical means to obtain a large amount of personal information. "It is often said that hackers steal data, but this kind of theft requires strong technical support. Real hackers have a wide way to make money, and they don't look at these data at all." Li De said that with luck, criminals whose technology does not reach the hacker level can crack individual systems, but the amount of information stolen is very limited. In his opinion, the main reason for information and data leakage today is that there are internal demons. The loan data of his company is open internally, and anyone can extract and sell the data. There are many types of data, including the borrower's name, contact information, ID card number, as well as the relevant content information of the mobile phone address book, graphics information, etc. Some loan companies even require the borrower to provide nude photos. Without the consent of the other party, it is entirely possible to sell the other party's nude photos, charging according to the size of the capacity. The amount is too large to calculate, or even sold in packs. Li De said that one of his friends was once engaged in data sales. He was a terminal retail data dealer, mainly selling "senior official" data. The price of a piece of data was about 1000 yuan, and the price of his relatives' data was 300 to 500 yuan. His friend, as a seller, only got 10% commission, so his wife is the most profitable person. "I heard that an insider bought two suites in Hangzhou in less than half a year by selling some well-known e-commerce data, but he was caught later." Li De said that generally, insiders only provide data and do not sell data. They get their share from sales channels. Almost all major channels and retailers are fawning on these insiders. The hotbed of crime is in the gray Jianghu of the underground trade. Saying "slang" has become a common rule between the buyer and the seller. "Sfz" stands for "ID card", "sjh" stands for "mobile phone number", "bc" stands for "gambling", and gambling, marketing, etc. represent the use direction of such data. In Li De's view, the main sales channels of user privacy data are online loans, gambling, collection, marketing and pyramid schemes. He analyzed that marketing agencies are mainly used to find target customer groups; Gambling institutions are to provide services such as pornography, gambling and drugs, most of which are fraud gangs; The collection institution is mainly to accumulate the user database. Li De's friends have experienced "violent collection". His friend once received a strange phone call, and the other party claimed that if he did not pay back the money, he would send insulting text messages to his friends and friends' families, publish nude photos of PS, and even make personal attacks. At that time, his friend chose to call the police, and finally ended up with nothing. "Have you heard of naked loan? Some women borrow money with nude photos as collateral. If they do not pay back on time, online loan companies will threaten them to expose nude photos, but some people have no intention of paying back the money. "Li De said that these people knew that even if they paid back the money on time, nude photos or videos might flow out, so some of them used to shut down or shut down the machine." The "anti-aircraft gun" online loan seemed to have huge profits, but it was actually difficult to pay back. Li De said that some borrowers have a low credit rating. When they run out of money, they will make loans on the "anti-aircraft gun" online loan platform, or even sell their ID cards. In Li De's view, the high interest online loan platform is a "survival" tool for some low credit people, and illegal groups such as collection companies, mafia and pyramid schemes also "love" to call these people's mobile phone numbers to expand their teams. "I heard that someone once found the personal information of the enemy through the financial platform, and then used the other party's ID card number to fake ID cards, handled many cards, and even used the other party's identity to shout on the Internet to offend netizens. His enemies are not only on the credit blacklist, but also blocked at home and scolded. " Li De said. Li De revealed that after obtaining the data, the fraud gang would first filter the data by the user's age, and their favorite target of fraud was college students. They believe that college students have not yet entered the society and are more likely to be cheated because of their simple nature. Secondly, college students regularly have living expenses remitted by their parents, and the cash is relatively fixed. Thirdly, some college students want to find jobs after graduation, and do not want to appear stains before entering the society. Once this weakness is grasped, the fraudster will tell the other party that if the late fee is not paid on time, the case will be left at the end of the case, affecting employment, and college students will easily follow suit. According to the data released by the Ministry of Public Security, by the end of 2019, the police had registered 29 criminal acts of fraud using citizens' private data, involving more than 468 million pieces of personal information, and involving nearly 100 million yuan. Zhang Xihuai, senior partner of Yingke Law Firm, said that at present, the law has clear penalties for the black industry chain involving personal information. As a financial platform, it should be responsible for the protection and custody of user and consumer data. If data leakage threatens public security and causes serious damage, the platform should bear not only civil liability, but also criminal liability. Supervision needs to be strengthened. In the past few years, personal information data leakage incidents have occurred frequently at home and abroad. According to media reports, in 2018, the criminal suspect Liu used hacker means to steal the hotel data of Huazhu Group and peddle it on overseas websites, after which he was captured by the police; In 2019, the AI face changing software ZAO under Momo caused an uproar due to the risk of privacy disclosure, and was finally interviewed by the Ministry of Industry and Information Technology. In foreign countries, the data of 57 million Uber drivers and passengers were leaked in 2016; In the same year, Yahoo revealed that 3 billion users' login data had been stolen. In 2017, 143 million Americans were involved in the disclosure of user information by Equifax, an American credit bureau... Some information recorded in detail names, mobile phone numbers, addresses, and even housing opening records. Xue Jun, vice president of the School of Law of Peking University, said that Article 111 of the General Principles of Civil Law stipulates that the personal information of natural persons is protected by law. Any organization or individual who needs to obtain personal information of others should obtain and ensure the security of information according to law, and should not illegally collect, use, process, transmit personal information of others, or illegally trade Provide or disclose personal information of others. Yang Dong, director of the Internet Security Research Center of the National Development and Strategy Research Institute of Renmin University of China, introduced that the Criminal Law Amendment (IX), which came into effect in 2015, revised Article 253 of the Criminal Law, and set criminal penalties for illegal collection, reselling, and provision of personal data information The law of illegal access to personal information is also being vigorously promoted. Yang Dong believes that at present, China's criminal punishment has been very strong, especially for insiders who directly illegally steal or illegally obtain citizen information, they will be sentenced to three to seven years of fixed-term imprisonment and a fine, and the unit and the person in charge of the unit will also be punished. At the same time, Yang Dong said frankly: "The criminal law focuses on the afterwards attack. Although the attack is the largest, the scope of the attack is small, and the number of criminal punishment cases is not too many." He said that compared with windfall profits, the cost of criminals' illegal activities is still low, and they can even evade responsibility overseas. Abroad, the EU has implemented strict data protection regulations GDPR. GDRP is the abbreviation of the General Data Protection Regulation, which is a bill formulated by the European Union legislature in response to the high incidence of information and privacy data leakage cases in Europe. This regulation clearly stipulates that the company needs to establish a data protection officer DPO (similar to CEO and COO senior management positions) to be responsible for personal privacy data protection. According to the data in the White Paper on Selected GDPR Law Enforcement Cases jointly prepared by ZTE Data Protection Compliance Department and Data Law Union, as of September 24, 2019, 22 European data regulators had made administrative penalty decisions totaling 370 million euros for 87 cases. Referring to personal data protection suggestions, Yang Dong further suggested that, first, we should strengthen protection in advance and in the process, and strengthen internal control; Second, we should improve the awareness of individual self-protection; Third, we should strengthen positive incentives. Xue Jun believes that if we want to fundamentally solve the problem of information disclosure, we should also rely on advanced technology. In the link where personal privacy and information disclosure may occur, we should use technology to anonymize information. Only the system can identify these anonymous information, but the actor cannot identify and obtain them. (At the request of the interviewer, Wang Yong, Li Gang and Li De are pseudonyms in the article)
2020-04-23 08:37
"AI Robot" Epidemic Prevention Work Record Editor's note: People's Daily recently launched the "People's War 'Epidemic'" content science and technology theme contest to promote the deep integration of content science and technology with the real economy and society. Focusing on the competition, the People's Network Venture Capital Channel launched a series of reports on new opportunities for the development of new technology industries in the "People's War", to explore the stories refined in the fight against epidemic prevention and control, and explore the prospects of industrial development. At the beginning of 2020, with the spread of COVID-19, intelligent robots are also busy. From the distribution of goods to the designated quarantine personnel, the unmanned cleaning of public areas, to the high coverage of intelligent answers to epidemic related questions, "AI robots" continue to carry out technological innovation, and can be put into use to help all regions carry out epidemic prevention and control work safely. AI distribution robot let 219 isolation personnel have a "hot meal". "Your room has arrived, please open the door to pick up your meal, and don't touch me." In the designated isolation area of Hangzhou Party School, the distribution robot will load meals on time every meal time, and get busy in the corridors on each floor. On the evening of January 24, Flight TR188 arrived at Hangzhou Xiaoshan Airport from Singapore. A confirmed patient was found on the plane. 219 passengers were arranged to be isolated and observed in the Party School of Hangzhou Municipal Party Committee. However, with more than 200 rooms on the 8th floor, how to deliver food safely and quickly has become a problem. Knowing this, Qinglang Smart provided 16 distribution robots to the isolation area for free within 24 hours, and completed the deployment of all floors within 2 days. The staff only need to put the meals on the robot's three-layer tray and input the target room number, and the robot can achieve automatic delivery. One AI distribution robot can complete the workload of three distribution personnel in one hour within 20 minutes, which enables the isolated personnel to eat hot meals. "Our technological improvement during the epidemic period is not new technology research and development, but an urgent solution. We should be more professional in dealing with technology, and this epidemic has also given us some experience. " The relevant person in charge of Qinglang Smart said that contactless distribution was implemented in many scenarios during the epidemic, which also provided an opportunity for the reform and innovation of the food distribution industry in the future. Anti epidemic front, On February 14, the AI disinfection and cleaning robot was officially unveiled in the administrative service hall of Nan'an District, Chongqing. During the epidemic, Shenlan Technology combined the unmanned driving technology with the traditional disinfection and cleaning industry and designed the AI disinfection and cleaning robot. The equipment is enabled by artificial intelligence technology to achieve high-precision map building, autonomous path planning and intelligent obstacle avoidance, and can complete disinfection and cleaning operations in complex indoor scenes. "AI disinfection and cleaning robot can work continuously for 2.5 to 3 hours under full load, and its work efficiency can replace more than three cleaning workers." The staff of Shenlan Science and Technology introduced that through AI empowerment, staff can be kept away from dense places and heavy pollution sources, thus reducing the risk of cross infection and providing more protection for the fight against the epidemic. This epidemic may be a catalyst for the transformation of the entire disinfection and cleaning industry. It is understood that Shenlan Technology AI disinfection robot has been put into use in Changzhou Railway Station, Chengdu Ito Yokado, Deyang Hanrui Hotel, Chongqing Nan'an District Administrative Approval Hall and many other crowded places. During the epidemic period, Chen Chun, Secretary of the Community Committee of Shangnansan Village, Zhoujiadu Street, Pudong New Area, Shanghai, and two colleagues made 358 calls a day when they were most busy. Because many elderly people are not good at using mobile phones, they can only notify residents to pick up masks at designated places one by one through telephone at first. On February 16, the street introduced the intelligent outbound robot of Ali Dharma Institute, which greatly reduced the workload of community cadres' telephone communication. Less than a month after being launched online, Zhoujiadu Street used robot phones to inform people about mask purchases and to inquire about symptoms of isolated people at home. The total number of effective outbound calls reached 21999, with a success rate of 75%. In Yulin, Shaanxi, citizens can turn on their mobile phones to inquire about the symptoms of the new coronavirus, preventive measures and medical guidance, local fever clinics, designated hospitals and other information in real time at home. On February 5, the "Yulin Epidemic Information Robot" launched by Jingdong Digital Science and Technology Co., Ltd. was able to answer public concerns online 24 hours a day, so as to achieve scientific prevention and control of the epidemic. It is reported that on average, each user will have 3-5 rounds of dialogue with the robot, and the robot can cover more than 90% of the disease control problems, and can efficiently answer questions for the masses during the epidemic.
2020-04-22 17:11
Under the epidemic situation, spring moves are launched For college students who are about to enter the society in June this year, the last winter vacation in college is very long. Li Lu, a senior, is one of them. She did not achieve ideal results in her first postgraduate entrance examination. She originally planned to participate in the spring recruit while doing her graduation design after the start of school. However, the asymptomatic epidemic has disrupted all her graduation related arrangements. Across the window, three or five magnolias are blooming quietly and brilliantly. Li Lu, who is not interested in enjoying flowers, sits at her desk with her computer, browsing the recruitment website page by page, and constantly clicking the button to deliver her resume. The review materials for postgraduate entrance examination have not been collected yet, and the piled up resumes and graduation designs have occupied a small space on the table. "Because I can't go back to school and go back to Beijing, I can submit my resume at home every day. At most, I can submit 200 resumes a day." Li Lu said reluctantly, "But most of the replies I received did not match the positions I applied for. Occasionally, there were invitations for interviews, and they all required offline interviews. I was in a different place, so I couldn't attend." Affected by the epidemic, Many college graduates' employment plans have been disrupted. The topic of "This new student is really too difficult" hit the hot search and triggered netizens' discussion. "Gold, three silver, four", Spring Recruitment in the Cloud On February 12, 2020, at the press conference of the joint defense and control mechanism of the State Council, Wang Hui, director of the Department of College Students of the Ministry of Education of China, pointed out that the number of college graduates in 2020 will increase by 400000 over last year, reaching a historical high of 8.74 million. However, in the first week of returning to work after the Spring Festival this year, the number of jobs recruited fell 71.66% compared with the same period of previous years. The sudden decline in the number of jobs recruited by enterprises pushed the pause button for the original hot spring employment season. For college graduates who are about to enter the workplace, the "golden three silver four" recruitment season seems to be getting farther and farther away. Campus job fairs, graduation thesis defense, postgraduate entrance examination, and study abroad have been delayed, all of which make job seekers who are about to leave campus feel pressure. Qiu Yuan participated in four "air job fairs" in March and conducted online interviews with more than 10 enterprises, but the results were all inconclusive. "It is the end of March, and the results of my participation in the air double election are not very satisfactory. Now I feel anxious every day. When I chose to go to graduate school, I felt that it was not easy to find a job. Unexpectedly, after finishing graduate school, the spring recruitment has shrunk." According to the Zhaopin recruitment spring job search competition weekly report, in the fifth week after the Spring Festival, the resume delivery of job seekers increased by 39.04% over the same period, However, the number of jobs recruited by enterprises only rose 17.82% month on month, and the competition for job seekers is becoming more and more fierce. It is not only job seekers but also enterprises waiting for the end of the capital winter that face the severe test. "Before the end of the Spring Festival holiday, I received two to three times more job resumes than before. Due to the shrinking recruitment, the employment situation of this year's graduates is still very serious." Wang Yajing, HR of a branch of Ping An Group, said that the number of posts that the company had planned to release during the Spring Festival recruitment had been affected, but with the recovery of the market and the arrival of the full resumption of work, The recruitment quantity will revert to the original plan. Wanxing Technology is one of the representatives of the enterprises that have expanded their enrollment against the trend this spring. In order to attract talents more conveniently, the company adopts cloud interview as a major approach. Liu Li, the head of Wanxing Technology recruitment, said that although there are some limitations in video interviews, especially for positions with high comprehensive quality requirements, face-to-face communication is more conducive to HR to make a reasonable and accurate assessment of candidates, and it is also convenient for candidates to have a better understanding of the company through the observation of the company's on-site environment and atmosphere, but in special periods, Online interview can not only ensure safety, reassure candidates and interviewers, but also save time for both parties. It can communicate and understand the basic situation in a timely manner, and ensure the need for rapid recruitment of talents in the Spring Festival. In the industry against the trend, the industry with high flow of people during the Spring Festival is deeply affected by the epidemic, and many enterprises have problems such as downsizing, delayed resumption of work, and unable to pay salaries on time. Enterprises with sharply reduced income will live as the supreme goal at this stage, and the number and demand of recruitment posts will also be impacted and sharply reduced. "At the beginning, I thought the epidemic would pass quickly, but I didn't expect the epidemic to be so serious. Now it seems that I am lucky to be able to successfully change jobs after the Spring Festival." A job seeker who found a job during the epidemic sighed. Offline industries have returned slowly, but the epidemic has not affected all industries. Yang Lei, head of the Student Affairs Department of the Party Committee of Tianjin University of Finance and Economics, said frankly: "Affected by the epidemic, the economic situation and industrial structure have changed to a certain extent. In this year's spring recruit, the demand for talents in online education, life software development, video broadcast and other industries has grown rapidly." Wanxing Technology, which benefits from the policy and trend of software legalization, is actively expanding its domestic market. Recently announced the launch of spring recruitment activities, Wanxing Technology released more than 100 jobs globally, and the overall planned recruitment number increased by 50% over 2019. "For us, no matter the business operation or the overall personnel situation, the impact of this epidemic is relatively small." According to Liu Li, in order to expand the market of digital creativity and marketing, Wanxing Technology added several studios within the company in 2020. "In order to ensure the smooth progress of this year's spring recruitment, we let business leaders participate in the interview front line through de HRization, and Wu Taibing, the chairman of the board, also personally interviewed. Instead, the speed of the spring recruitment has increased, and the number of recruitment is expected to double that of last year." The double-edged sword of the epidemic, enabled by new technologies such as 5G and human intelligence, has led to a sharp increase in the number of users of software, Internet and other enterprises, Related industries are speeding up into the fast lane. Zheng Gongcheng, president of the Chinese Society for Social Security and professor of Renmin University of China, said in an interview that during the COVID-19 epidemic, the digital industry with the Internet as the carrier played a huge role in maintaining social stability and ensuring the basic life of urban and rural residents. It is certain that digital or information consumption will become an important consumption direction for urban and rural residents, and the new digital economy will take this opportunity to achieve greater development. From the perspective of industry development, with the support of technology, capital and policies, the development of creative industries may usher in spring. As a creative driven technology company, Wanxing Technology has always regarded talent as the core driving force for enterprise development, which is also the reason why Liu Li believes that Wanxing has not had too much impact on the strategic talent reserve, training and other follow-up work of this spring recruitment due to the epidemic. Whether enterprises or employees are in epidemic like difficulties, their strength determines whether they can get out of prison smoothly. "The spring recruit has shrunk significantly, but it has not disappeared, and the goddess of luck will always be attached to those who are brave to give and ready." Pan Weixing, assistant director of Wanxing Technology's recruitment and configuration department, believes that for job seekers, they should clearly understand their own career plans, recognize their strengths and weaknesses, and select industries Positions are the key points to consider when selecting jobs. Policy support can increase confidence in the employment market. The industry has different development opportunities, but employment is always an important guarantee for social stability. Since the outbreak of COVID-19, in order to make all-out efforts to cope with the epidemic and stabilize employment, and meet the employment service needs of college graduates, relevant departments around the country have issued assistance policies: such as organizing large-scale online job fairs, guiding employers to appropriately extend recruitment time, supporting graduates to find jobs through multiple channels, and providing more recruitment resources for college graduates in Hubei, Relieve employment pressure. According to the Ministry of Human Resources and Social Security, from April, the Ministry of Human Resources and Social Security will launch a special online recruitment campaign featuring the characteristics of all provinces in the country, and provide special recruitment for college graduates, which is expected to provide more than 200000 jobs. In order to actively respond to the impact of the epidemic, on April 1, a special job fair was launched in Beijing, which attracted 46 local enterprises and provided 1194 jobs. Cloud push of employment information alleviates the urgent need of college graduates. Yang Lei said that compared with previous years, this spring enrollment season, the network utilization rate of the school employment network platform reached the highest level in history, with an average daily click volume of 18914. Li Xiaohu, a Tianjin undergraduate majoring in finance and accounting, participated in several online job fairs and delivered dozens of resumes through the school's employment website during the spring recruitment. "During the online recruitment of ENN Energy Holdings Co., Ltd., I successfully received an offer from the enterprise through online resume delivery, video interview and other links, and is currently in the process of signing an employment agreement with the enterprise with the assistance of the Student Industry Office." With the help of the employment network platform, the school has held a number of online job fairs, with a total of 1959 employers participating in online recruitment activities, 47564 posts were provided. In addition, the "Spring Wind Action" of online employment services and skills training is also actively promoted. According to the policy requirements, all recruitment enterprises organize and implement the "Internet+Vocational Skills Training Plan" for some new recruits who have both training intentions and training time. Up to now, the total number of online real name registration training is about 3.5 million. Liu Li said, "During the epidemic, we quickly launched a video training course for new employees, arranged tutors for remote tutoring, and formulated a special course program to improve the professional ability of employees and ensure the progress of talent training." At the beginning of April, many cities are in the season of flowering. This year's spring recruit may be cooled by the epidemic, but with the arrival of the full resumption of work, With the promotion of relevant assistance policies, the number of talents demanded by enterprises has gradually increased. Qiu Yuan has successfully passed an interview with a state-owned enterprise and received the notice of induction training, while Li Lu will also wait for a new round of video re examination. There is no winter that will not pass, and the job recruitment market is warming up.
2020-04-16 16:38
Venture Capital Observation: The epidemic accelerated the launch of medical insurance, and Internet medicine still faces the "last mile" Editor's note: People's Daily recently announced the launch of the "People's War 'Epidemic'" content science and technology theme contest to promote the deep integration of content science and technology with the real economy and society. Focusing on the competition, the People's Network Venture Capital Channel launched a series of reports on new opportunities for the development of new technology industries in the "People's War", to explore the stories refined in the fight against epidemic prevention and control, and explore the prospects of industrial development. Photo source: "You can't go out during the epidemic, and it's very convenient and fast to buy drugs through the Internet." Open the drug purchase app, upload the prescription photos, and the doctor confirmed by phone... Liang Daban successfully purchased the prescription drugs for skin diseases, and two days later, the drugs were delivered to the express cabinet at home. "At the initial diagnosis in the hospital, the doctor told me to take medicine for two months continuously, but the prescription medicine can only be given for one course of treatment first, and my medicine just finished after the Spring Festival holiday." The sudden epidemic situation made Liang Daban afraid to go to the hospital. Through the introduction of his friends, he tried to buy prescription medicine online. During the special period, there were not a few people like Liang Daban who tried to use Internet medical services. According to the statistics released by Analysys Qianfan, during the Spring Festival in 2020, the peak number of independent APP daily activities in the field of online Internet consultation reached 6.712 million, and the peak number of active pharmaceutical e-commerce reached 1.4821 million. The epidemic has catalyzed the introduction of relevant policies such as online medical insurance, and accelerated the popularization of Internet medical care. The policy is favorable. Online medical care can also be reimbursed by medical insurance. On March 2, 2020, the National Health Insurance Bureau and the National Health Commission issued the Guiding Opinions on Promoting the "Internet+" Medical Insurance Service during the Prevention and Control of COVID-19, which made it clear that Internet medical institutions can issue electronic prescriptions for the insured online and flexibly dispense drugs offline in a variety of ways, The insured can enjoy medical insurance payment. On March 5, "Internet medicine" was included in the central medical insurance document for the first time. The Opinions on Deepening the Reform of the Medical Security System issued by the Central Committee of the Communist Party of China and the State Council pointed out that qualified medical institutions should be included in the management scope of medical insurance agreements to support the development of new service models such as "Internet+Medical". According to the above policy requirements, the expenses incurred by the insured in the process of Internet diagnosis and treatment and drug purchase can be settled online through medical insurance. During the epidemic, Wuhan, Hubei, was the first city to bear the brunt. In order to ensure the drug demand of patients with chronic diseases, the municipal medical insurance bureau introduced Internet hospitals and helped to launch medical insurance online. Micro medical Internet General Hospital is the first Internet hospital in Wuhan to access online medical insurance. After the information of insured personnel is verified, online consultation, drug purchase and medical insurance reimbursement will be automatically carried out for medical insurance settlement. With the successive introduction of the "Internet+medical insurance" policy, the vitality of Internet medical care has been further stimulated, and patients' medical care concepts are constantly changing. Hu Jinglin, director of the National Medical Security Bureau, published an article in the sixth issue of Qiushi magazine published in 2020, saying that for the needs of outpatient patients with severe and chronic diseases, Wuhan included more than 1300 "Internet+" medical service fees paid by medical insurance every day, and more than 1100 prescriptions were transferred to designated retail pharmacies. Zhong Yi, the founder of pharmacy online shopping mall, said frankly that the promotion of relevant policies is a major benefit for hospitals, doctors, patients, drug production and pharmaceutical e-commerce. Policies such as Internet medical access to medical insurance are necessary for the full implementation of "Internet+medical". "The elderly in China, some patients with chronic diseases and severe diseases have a high frequency of medical drugs, and all need medical insurance to relieve the pressure of medical treatment. In addition, online medical insurance can use big data and blockchain technology to ensure the quality of drugs through traceability, and eliminate insurance fraud." With the support of policies and traffic, Internet medicine has embarked on the road of expansion. Following Hubei, the electronic medical insurance voucher has been piloted in some cities in Hebei, Jilin, Heilongjiang, Shanghai, Fujian, Shandong, Guangdong and other provinces (cities). On March 25, Dingdang Express was the first to launch the "medical insurance to home" service in Shenzhen. Through the medical mall on the WeChat public account, citizens can select drugs in the medical insurance drug zone and then settle through medical insurance. "In the past, only when it was inconvenient for me to go to the hospital would I choose to buy medicine online." Zhang Miao, who works in Shenzhen, said that now online drug purchase can also be reimbursed through medical insurance, and he would prefer to use a more convenient and efficient online drug purchase platform in the future. Jia Li's mother, who lives in Baoji, Shaanxi Province, needs to take medicine for a long time because of diabetes. In order to reduce the burden, a year ago, Jia Li began to buy medicine in Internet hospitals. After learning that the Internet diagnosis and treatment services of 12 tertiary hospitals in Shaanxi Province will be included in the medical insurance settlement system, Jia Li was very happy The "last mile" of medical insurance reimbursement has always been considered as the "last mile" of the Internet medical revolution. Although the policy trend is conducive to the development of the industry, there are still barriers to be broken in the actual implementation process. Chen Xiaoyue, a surgeon in charge of a tertiary A hospital in Lanzhou, Gansu Province, said that the involvement of the Internet has accelerated the hierarchical diagnosis and treatment services and improved the efficiency of medical resources. But after the epidemic, many optimistic predictions may not be realized in the short term. "The online policy was mentioned in the Opinions on Promoting Telemedical Services of Medical Institutions issued in 2014. The implementation and promotion of the online policy vary greatly among provinces and cities, and there is a gap between the service capabilities of online and offline medical institutions. It still takes time for the policies such as Internet medical access to medical insurance to be popularized from the pilot to the whole country, and it also requires good cooperation between government departments, hospitals, pharmaceutical factories and pharmaceutical e-commerce platforms. " The background data of clove doctors shows that the number of online consultations has decreased significantly compared with the period of the most serious epidemic in China. Li Tiantian, the founder and chairman of DXY, said that the introduction of online medical insurance and other policies is more conducive to the industry, but not to specific enterprises. "The first problem to be solved is the settlement of medical insurance in different places. According to the current policy, patients in Shanghai can only use the online Internet platform of a hospital in Shanghai to make reimbursement. This greatly limits the advantage of the Internet as a 'borderless service'. Internet companies are unlikely to build a platform in every region and hospital in the country." Zhong Yi pointed out that, As the medical insurance systems in various provinces and cities are not unified, relevant service enterprises need to connect one by one, which restricts the speed and scale of medical insurance online. "At present, hospitals with online medical insurance qualifications are all non private, and the Internet third-party drug trading platform cannot be the main body of the application for medical insurance settlement, which requires the application of physical pharmacies. The review cycle is long, which makes online medical insurance impossible to be quickly popularized nationwide." Zhong Yi hopes that in the future, the vertical pharmaceutical e-commerce platform can also be included in the main body of the application for medical insurance settlement. At present, the pharmacy network is trying to build a cooperation platform with the relevant departments of the local government to prepare for the subsequent launch of medical insurance. He suggested that under the supervision of the government, a national unified platform for the circulation of electronic prescriptions of Internet hospitals and a unified platform for medical insurance settlement should be established. Local medical e-commerce only needs to dock with a third-party platform with medical insurance online reimbursement qualification, so that patients can use medical insurance anytime and anywhere to purchase drugs, which can not only reduce the management cost of the medical insurance department, but also strengthen the risk control of online medicine. Although the development of "Internet+medical insurance" takes time, Chen Dongdong, vice president of Zhonghai Investment and Investment, reminded that "the introduction of medical insurance online and a series of policies related to medical research and development, circulation and other issues will, to some extent, reconstruct the pattern of the pharmaceutical industry." He believed that enterprises with innovative capabilities will get resource preference and thus truly benefit. "The online medical insurance will not only bring about changes in payment methods, but also the corresponding payment mechanism, diagnosis and treatment data mining, resource allocation, etc., as well as opportunities to further change the existing pattern. In China, this change will take place under the active guidance of the government. Relevant enterprises and institutions should actively comply with the policy, make a reasonable layout in the aspect of marketization, use the optimized model to provide market-oriented supplement for medical insurance, and use technical means to realize the reasonable allocation of resources and the amplification of data value. " Chen Dongdong said. ■ Related reading People's War "Epidemic" - People's Venture Capital series reports (I) Venture capital observation: AI empowering new drug research and development, heavy responsibilities (II) Venture capital observation: after the epidemic "test", intelligent enterprises are expected to enter the "fast lane" (III) Venture capital observation: after the epidemic "test", the development of the blockchain industry is expected (IV) Venture capital observation: "cloud supervision" Content and technology in promote new momentum (V) Venture capital observation: the epidemic accelerates the launch of medical insurance, and Internet medicine still faces the "last mile"
2020-04-02 08:49
VC observation: content technology in "cloud supervision" promotes new momentum Editor's note: People's Daily recently announced the launch of the "People's War 'Epidemic'" content science and technology theme contest to promote the deep integration of content science and technology with the real economy and society. Focusing on the competition, the People's Network Venture Capital Channel launched a series of reports on new opportunities for the development of new technology industries in the "People's War", to explore the stories refined in the fight against epidemic prevention and control, and explore the prospects of industrial development. "The network 'contractor' is here", "sending ash", "fork sauce", "flower arm", "vomit mud sauce"... During the epidemic, "cloud supervisor" became popular. Excavators have nicknames and construction equipment have various names. Tens of millions of netizens have witnessed the determination and speed of fighting against the epidemic at home through 24-hour non-stop 4K high-definition, 360 ° panoramic VR live broadcast and the construction site of Leishen Mountain Hospital, a life-saving project of chasing and time racing. Because of the epidemic, "cloud" has become a hot word, including "cloud supervisor", "cloud consultation", "cloud class", "cloud car selling", "cloud cooking", "cloud exhibition", etc. Based on live broadcast The content products and communication modes of VR, AI and other technologies have penetrated into all aspects of life. Content technology is reshaping people's way of daily work, consumption, communication and entertainment. The concept of content science and technology was first proposed by People's Daily Online in 2019. Its background is that emerging technologies such as artificial intelligence, big data, blockchain, cloud computing, and the Internet of Things are constantly integrating with the content industry, giving birth to new formats, applications, and services, and bringing people new experiences, new perceptions, and new consumption. The new driving force behind the new consumption is "blue and blue, where am I..." In 2013, in Jay Chou's 2013 Magic Tianlun World Tour Concert, the virtual "Teresa Teng" and Jay Chou sang songs such as Blue and White Porcelain and Red Dust Inn on the same stage, which shocked the fans on the scene. In fact, there are more and more application scenarios based on virtual images of emerging technologies. In the past two years, with the release of Marvel's films Avengers Alliance 3: Unlimited War and Avengers Alliance 4: Final War in China, the villain character "Kill the tyrant" has been praised by many fans. Through the subtle expression changes and complex skin conditions of "Kill the tyrant", the fans could feel his fighting ability to challenge the superheroes. In The Avenger Alliance 4: The Final War, the visual effects and digital production company Digital Kingdom produced 337 scenes around "Kill the tyrant" and his daughters "Kamala" and Xingyun, with the integration of machine learning technology, which improved the processing efficiency and flexibility of the character's face capture, and explored the role's emotional expression through detailed animation production By portraying the characters' perception of the scene, fans have gained new consumption experience. With the development of Internet technology, especially AI, big data The integration of VR and other emerging technologies with the content industry has been implemented, new creation, new services and new consumption of content products have been born, and the new vitality of the content industry has also been stimulated. According to the relevant person in charge of Tianyi Cloud VR, with the rapid development of VR technology, the continuous improvement of software development system, and the blessing of 5G network, the immersion, interactivity, multi perception and other characteristics of virtual reality technology will be further demonstrated in film and television entertainment, education, design, military, aerospace, medical and other fields, VR will become a mobile phone, TV Fourth screen other than PC. Fang Xin, vice president of Baidu Venture Capital Investment, believes that the technology power has increased the liquidity of content commercialization, and the new formats, new applications, and new services it has spawned are reshaping the whole process of collection, production, distribution, reception, and feedback of the content industry. After continuous evolution, the content technology format will become more intelligent and efficient. New Thoughts on Industry In July 2004, the Louvre put 35000 collections and 130000 paintings on the website, where visitors can choose the projects they are interested in to have a 3D virtual visit and enjoy the paintings. On February 29 of this year, the newly upgraded comprehensive hall of Sanxingdui Museum was opened to the public in the form of cloud exhibition hall. On that day, nearly 300000 people participated in the online opening ceremony. Emerging technologies such as 5G, AR, VR, AI, IoT are reshaping the supply and consumption chain of content products from the "infrastructure" level, and the content industry is also deeply integrated into all walks of life. He Zhiqiang, president of Lenovo Venture Capital, said that there are many technology enabled content enterprises in the market, and their machine heart for investment is to serve the industry through the integration of AR news and information knowledge. Driven by AR, 3D and other technology empowerment, the production, distribution, interaction and consumption of content will change dramatically, bringing new entrepreneurial opportunities. Xie An, CEO and Executive Director of Digital Kingdom, believes that with the advent of the 5G era and the rapid development of artificial intelligence, industries with content and technology as the main driving force, including virtual humans and animation, will have a huge consumer market that needs to be released urgently. In particular, the advantages of high bandwidth and low latency brought by 5G technology will accelerate the content technology industry into a broader application field. Driven by a series of favorable factors such as the improvement of the industrial chain, capital injection and policy support, the industry is moving towards a more interactive field, promoting the transformation and upgrading of consumption scenarios such as entertainment, education, culture and tourism. Xie An revealed that the integration of technology and content may also make virtual assistants become people's exclusive companions. With the help of relevant tools, the public can build emotional AI assistants, dialogue robots IP roles, etc. In Fang Xin's view, we should observe content technology from the two dimensions of technical barriers and commercial value. The development of content technology requires relevant practitioners or enterprises to be technologically advanced, have the potential to engineer products, and be able to match more application scenarios. ■ Related reading People's War "Epidemic" - People's Venture Capital series reports (I) Venture capital observation: AI empowering new drug research and development, heavy responsibilities (II) Venture capital observation: after the epidemic "test", intelligent enterprises are expected to enter the "fast lane" (III) Venture capital observation: after the epidemic "test", the development of the blockchain industry is expected (IV) Venture capital observation: "cloud supervision" Content technology in gives birth to new momentum
2020-03-21 10:51
The "hard core" of large factories gathered, and the beacon fire of the people's war "epidemic" content science and technology contest was lit A sudden epidemic, a battle without gunsmoke. In the campaign of nationwide mobilization to prevent and control COVID-19, a large number of scientific and technological innovation enterprises played the role of "fresh force", applying many "hard core technologies" such as artificial intelligence, Internet of Things, blockchain, 5G, big data, etc. to all fronts of epidemic prevention and control. In order to commend and encourage innovative projects that play a significant role in combating the epidemic and have great potential in the modernization of national governance, People's Daily launched the "People's War 'Epidemic' Content Science and Technology" Competition in late February. Since the launch of the competition, it has received extensive attention and praise from content technology enterprises, well-known investors, experts and scholars, and venture capital media. The theme of this competition is that the top players of the "epidemic" fight against the "epidemic" again. Among the participants who have signed up, there are many "hard core" technology products that are fighting against the "epidemic". During the epidemic, in the face of the shortage of basic level service personnel and the high risk of contact screening infection, the new intelligent epidemic robot developed by Ali Dharma Institute can provide services such as intelligent outbound calls, online consultation, and epidemic navigation. It calls 16 million prevention and control touch and platoon telephones for 56 cities for free, and touches and platoons more than 200000 people with physical abnormalities. The relevant person in charge of the Ali Dharma Institute said: "We hope to use the event platform to exchange and learn with the most cutting-edge scientific and technological anti epidemic forces in China, strengthen the joint force, better optimize the technical level, improve the service ability, explore the use of scientific and technological forces to participate in the fight against the epidemic, and continue to serve the economic and social development in the future." Jinshanyun's self-developed emergency materials management system, It can provide local epidemic prevention and control departments with a series of functions such as demand summary for emergency supplies, donation tracking, etc., while ensuring user data security. Sui Julei, Deputy General Manager of Jinshan Cloud's Administration, Enterprise and Business Department, said: "As an enterprise fighting against" epidemic ", Jinshan Cloud hopes that through the promotion of the People's Network content science and technology contest platform, our products and services can effectively help epidemic prevention and control and resumption of production work in an orderly manner and better play a supporting role under the support of cloud computing, big data, artificial intelligence and other new generation information technologies. ”Shenlan Technology uses AI technology to enable epidemic prevention and control, and launches an intelligent temperature measurement system based on biometrics, thermal imaging and other technologies, which can effectively monitor temperature data in crowded areas such as railway stations; For the disinfection guarantee of large public areas, the ordinary floor washing machine was upgraded, and the AI disinfection and cleaning robot was launched in time. "The epidemic situation not only gives the industry opportunities and challenges, but also opportunities and development trends." Chen Haibo, founder of Shenzhen Lanzhou Science and Technology and founding president of Shenzhen Lanzhou Academy of Sciences, said that he expected to further demonstrate the outstanding achievements of the industry and promote cooperation with related enterprises through this competition. The project of Tupu Technology is the "Industrial Solution for Epidemic Prevention and Control" based on the intelligent early warning of epidemic situation, which uses face recognition algorithm and thermal imaging intelligent temperature measurement technology to achieve non-contact screening in hospitals, schools, communities and other scenarios. Through the identification and early warning of abnormal persons with high temperature and without masks, the detection speed of people with high temperature in public places will be improved to reduce the possibility of epidemic transmission. The "online scanning recruitment intelligent system" launched by Jialei Technology can realize one-stop management of job fairs, accurate delivery of scanning codes, intelligent person post matching and other functions, and avoid personnel recruitment problems in the process of business resumption. In addition, enterprises such as Tianyun Data, NetEase Youdao, Youkede, Yizhun Intelligent, Wanxing Technology, etc. have applied for high-tech products that have achieved good application results in epidemic monitoring, online education, Internet medicine, smart government and other prevention and control work. The "People's War 'Epidemic' Content Science and Technology Contest" is a special event of the 2020 Content Science and Technology Contest, which includes five stages: project collection, project preliminary screening, online voting, expert review and result publicity, and lasts for two months. The project selection will be carried out by means of online forms such as video display and remote roadshow. The competition also invited more than ten big players in the venture capital industry, such as many well-known investors, experts and scholars, to take part in the evaluation, and comprehensively assess the technical content, actual effect, market share, growth space and other aspects of the project. The competition has received extensive attention since its launch. In terms of project collection, although most of the enterprises have not yet fully resumed their work, the enthusiasm of the participating enterprises has not diminished. Among them, there are many state-owned enterprise systems, front-line large factories, unicorn enterprises, such as Aerospace Information, Ali Damo Academy, JD Digital Science, Jinshan Cloud, Sogou and other well-known enterprises have enthusiastically signed up. So far, more than 30 projects have passed the preliminary screening, focusing on the application of new technologies such as artificial intelligence, Internet of Things, blockchain, 5G, big data, etc. in epidemic prevention and control, social governance, public services and other fields. In addition, the communication lineup participating in this competition is also very strong. As a partner of the contest, Weibo will provide all-round publicity and technical support. During the contest, the platform account will be launched to participate in Weibo topic interaction, and a contest Weibo voting platform will be built to allow more netizens to participate in the online selection of the contest; More than ten media in the field of venture capital, such as Chuangye State, 36 Krypton, Panda Media, participated in the whole process of the competition. After the "epidemic" test, the future of content technology "content technology" is a new concept proposed by People's Daily Online in the "Three Year Plan for Deeply Integrated Development (Outline)" released on July 25, 2019, which mainly refers to AI, big data, blockchain, cloud computing Internet of Things and other emerging technologies, as well as new business forms, new applications and new services generated by these technologies. The epidemic has accelerated the online and offline integration of enterprises, and the industry opportunities based on content technology have gradually emerged. "The epidemic fully reflects the superior performance of technology, quickly accumulates basic data and experience for relevant departments, and also cultivates user habits to a certain extent." Li Weidong, executive general manager of Huagai Capital Culture Fund, believes that after the end of the epidemic, 5G, cloud computing The combination of AI and big data technologies with social management, intelligent diagnosis and treatment, remote conference/office, online education and other fields will be more in-depth. He hopes to explore high-quality projects with both social and economic benefits through the People's War "Epidemic" content science and technology contest, which can create new commercial value. "People are isolated at home, and there has been a great growth in content consumption on Internet platforms. Online education, telemedicine, cloud based collaborative office and other related industries have also seen a counter trend growth. The integration of online and offline industries will be a direction for future enterprise development." Guo Zongming, director of Wang Xuan Computer Research Institute of Peking University, said that under the epidemic situation, enterprises related to content technology can play a greater role. After the epidemic, how traditional industries connect their business with Internet thinking is the top priority. Extended Reading of the Announcement of the People's War "Epidemic" Science and Technology Competition (No. 1)
2020-03-13 08:00
Digital currency exchange under severe storm In 2019, Matcha MXC is a well deserved "dark horse" in the currency circle. Securities Times quoted coin speculators as saying that Matcha uses air coins for two-way harvesting. At present, its office has been investigated by economic investigators. Li Yi, a former employee, was not surprised when he heard that Matcha had been investigated, but was glad that he was "running fast". Before leaving from Matcha, he saw that the government supervision was becoming stricter, and he was always uncertain, thinking that something would happen sooner or later. As early as September 4, 2017, the Announcement on Preventing the Financing Risks of Token Issuance jointly issued by the Central Bank and other seven ministries and commissions (hereinafter referred to as the "September 4th Announcement") pointed out that any so-called token financing trading platform shall not engage in the exchange business between legal tender and token, "virtual currency", or buy or sell tokens or "virtual currency" as a central counterparty, Do not provide pricing, information intermediary and other services for token or "virtual currency". In view of the "free ride" and speculation of "virtual currency" in the blockchain craze of virtual asset exchanges, recently the regulatory authorities in Beijing, Shanghai, Dongguan, Hangzhou and other places have "shown their swords" to conduct thorough investigation of relevant activities. This makes Li Yi feel that the industry is encountering an unprecedented "earthquake". People he knows may be arrested, transformed, or closed down... The relevant exchanges are nervous at the moment. The "big earthquake" of the "runaway tide" exchange also affected the project parties and investors. In a currency community, the investor Chen Fei decided to withdraw from the community indefinitely after a few discouraging words. This unexpected event made the whole group fell silent, but the pessimism was still spreading. "Some people complained that it was good every day, and the price fell every day." "Will our currency also be off the shelf?" "I heard that the exchange was investigated"... In just a few days, the number of community members has decreased by more than 100 people. Some people exclaimed, "The big guys are gone, the currency circle is really cool." Li Yi still remembers that in October this year, after a Shanghai exchange with tens of billions of dollars in capital was cashed out at a high level, the exchange was suddenly closed and the money was withdrawn. "Nobody expected that this man would run away, and his friend's early investment money was also lost." In his impression, the period from 2018 to 2019 was the most chaotic time in the blockchain industry. Now it is hard to earn money, and the exchange has started to go astray. The "94 Announcement" was the trigger of the "Great Earthquake". This also led to the first "runaway trend" in the currency circle. "The state says that it is illegal to open exchanges, and some exchanges are closed." Li Yi said that when the state strikes hard, people feel unsafe and close exchanges one after another. Some people transform into blockchain+business, some go overseas for backdoor listing, or IPO, or consulting. Li Yi once saw an interesting digital currency exchange. When the boss felt that the bear market was coming, he changed the exchange into an information platform, The main page of the PC side is almost full of information, and the content of the exchange occupies a very small page. Then he went to the Tokyo Stock Exchange to buy more than 30 shells of TSEC, merge and invest in the upstream and downstream industries of the blockchain, and occasionally make capital investment in traditional industries. At present, this exchange has become a financial intermediary for blockchain projects. Now, the currency circle is encountering the second wave of "runaway tide". Recently, the regulatory authorities in Beijing, Shanghai, Dongguan, Hangzhou and other places have been "showing their swords" to investigate the activities related to digital currency exchanges. On November 21, the Shenzhen Leading Group Office for Internet Financial Risk and Other Special Remedies issued a risk warning on preventing illegal activities of "virtual currency", and carried out investigation and rectification of virtual currency trading venues. This action will focus on three activities: first, providing virtual currency trading services or opening virtual currency trading venues in China; The second is to provide service channels for overseas virtual currency trading places, including services such as diversion and agency buying and selling; The third is to sell tokens in various names to raise funds from investors or virtual currencies such as Bitcoin and Ethercoin. "After this strict control, many exchanges have closed down." Li Yi said that since cloud exchanges (providing cloud computing services for exchanges) have sprung up like mushrooms, one can serve thousands or even tens of thousands of exchanges. The threshold is low and cheap, less than 100000 yuan a year. He also said that at present, many exchange owners have become more cautious, and some have temporarily lived abroad. In fact, many domestic digital currency exchanges have servers overseas and registered shell companies overseas. Strictly speaking, they belong to "foreign trading places". Li Yi said that in order to avoid supervision, the Exchange first registered overseas and set up servers, and then carried out business in China as a foreign capital, using distributed office mode. For example, the identity of the founder of an exchange has always been a mystery. He used code to communicate with the company's management and direct its work and operation. His identity was not revealed until the regulatory authorities investigated him, but he was already abroad. Zhang Wei, a senior partner of Yingke Law Firm, once encountered a case in which a digital currency exchange registered in a country in Africa ran away with money. Due to language difficulties, after hearing the investors' demands and the costs they could afford, he suggested that the other party calm down and give up their rights protection. Zhang Wei said that there are four main difficulties for the relevant departments to supervise the overseas registered exchanges. First, the judicial and regulatory resources are limited, and the number of exchanges is too large for regulators to deal with. Second, the processor is located overseas, and the specific legal application is still under discussion. Third, some exchanges adopt a distributed office mode, and the identity of the senior management is confidential. Some exchanges are nominally companies, but they are not registered as effective entities. Instead, they operate in a community way. It is difficult to define who the legal person and the main responsible person are. Fourth, passive supervision is difficult to implement, and the exchange is still at large after breaking the law. The way to safeguard the rights of digital currency is very difficult. Digital currency is traded based on the network, and the evidence is difficult to preserve, difficult to track, complex to obtain evidence, professional procedures, and long waiting. This leads to the police and administrative organs taking a long time to investigate even if they file a case. However, on November 13 this year, the Beijing Municipal Bureau of Local Financial Supervision issued the Risk Alert on Unapproved Business Activities of Branches of Trading Places, which pointed out: "If branches of foreign trading places (mainly financial asset exchanges) conduct business activities in Beijing, it is illegal." Recently, Beijing police also cracked the illegal digital currency exchange BISS, It was characterized as "illegal fund-raising fraud", and dozens of suspects were arrested, even interns who had been on duty for several months. Li Bang, a partner of King&Wood Law Firm, believes that from the perspective of legal provisions, those who illegally operate securities and futures without the approval of the relevant competent authorities of the state, disrupting the market order, if the circumstances are serious, constitute a crime of illegal operation, while the acts of the exchange may involve illegal securities trading, which is suspected to constitute a crime of illegal operation. In addition, digital currency transactions involve transactions with USDT, which is suspected of violating the relevant laws and regulations on fund payment settlement and foreign exchange trading. In addition, the exchange and the project party are also suspected of illegal fund-raising. There are three key elements for illegal fund-raising. Publicize to the public through the media, promotion conferences, leaflets, mobile phone messages, etc., promise to guarantee the principal and pay interest, and absorb funds from unspecified social objects. Digital currency exchanges and project parties have occupied the second place. If the publicity is exaggerated and false, it may be regarded as illegal fund-raising. "Many digital currency exchanges have their registration places and servers abroad, similar to some pornographic websites, which are as difficult to eradicate as cockroaches. This is the reason why digital currency exchanges are rampant." Li Bang said. Chen Fei's community in the profiteering exchange has existed for many years, and the members who joined the group early were honored as "big men", but whether the big men really bought digital currency, Duan Peng, who has been "hiding" in the community for three years, said "God knows". He knew that many people in the group were entrusted, but he was trapped by hundreds of thousands of people and was in a dilemma. "Some project parties claim to have a community of tens of thousands of people, but only a few real buyers." Chen Wei, a partner of a securities market rating agency, said that he had seen a WeChat group of 200 people, only one of whom was a customer, and the others were trust. Chen Wei also heard that an exchange in a county in China has the same method of soliciting members as pyramid schemes. It forces them to develop offline by soliciting people's heads, and even establishes a "prison" to punish disobedient members. "It's hard to make money now, and some small and medium-sized exchanges still want to take advantage of loopholes and attract customers in an aggressive way.", You can only buy at a higher price, but after you buy, the currency price begins to fall. "Buying coins needs to go through multiple servers. The path is long and the transaction speed is slow. Before the formal transaction, the Exchange can sense the trading behavior of customers and pull the order. " Chen Wei said that investors were slapped by the exchange and ended up losing money. In the opinion of Zhang Quan, the founder of a digital currency project, the period from 2010 to 2017 was a time of brutal growth of digital currency. Regardless of exchanges, mining, currency speculation, or technology companies, the return rate was more than 50 times. But the most profitable is the exchange. Zhang Quan said that the currency listing is the transaction of the project party's currency on the exchange. At first, millions of yuan could be listed on the top digital currency exchange in China, but now some of the currency listing fees have risen to hundreds of millions. In Chen Wei's view, the currency listing fee is a game between the exchange and the project party. If the currency listing fee keeps rising, it means that the currency has a trading demand, and this demand continues to increase. Another important source of income for exchanges is transaction fees. Chen Wei said that the transaction rate of stocks is about one ten thousandth, that of digital currencies is about two thousandths, and that of digital currencies is 20 times that of stocks. "Transaction volume means transaction value, even if these digital currencies themselves have no value." Chen Wei said that after the project party issued coins, only a part of them actually circulated in the exchange, and most of them were in the hands of the project party. Once they were listed in the exchange, the project party could exchange the coins for money. The false trading volume "small fake can make small real, and small real can become big real after development." This is a conventional rule in the currency circle. He Xin, the founder of a digital currency, said that it is difficult for the exchange to strengthen itself through legitimate means, but it is a shortcut to achieve the goal through harmless hype and even deception. In He Xin's view, from the actual situation, the exchange adopts the volume brushing method to enhance the value of the exchange, which is also understood by everyone. However, this must be done in a proper way. Once the scale is exceeded, other exchanges, except the medium and upper ones, may use improper competition means excessively, which may lead to 'group attack'. " The People's Network Venture Capital Channel obtained a report on the real trading volume of an exchange (I) from a research institution, which shows that nearly half of the digital currency exchanges have serious volume swiping behavior, and 36% of the exchanges have more than 80% of the real trading volume; Nearly 50% of exchanges have less than half of their real trading volume. It is worth noting that the real trading volume of more than 25% of the exchanges accounts for less than 20% of the reported trading volume. There are only less than 10 exchanges in the world that have no obvious problems with the trading volume, and other exchanges have false components. BTI, a blockchain transparency organization, once released a report saying that more than 10% of the transactions of Coin Security were suspected of being false, and more than 50% of the transactions were fire coins, OKEx is up to 90%. The organization found that among the 40 exchanges with the largest actual trading volume, about 65% of bitcoin trading volume was forged, and almost all forged data came from OKEx Bibox, HitBTC and Firecoin. In the data provided by BTI, CoinBend's real trading volume is only 2%. Similarly, if calculated according to BTI data, OKEx, which currently ranks fourth in 24-hour trading volume, will only rank 58th in the list after deducting 91% of the false traffic. "Brush volume companies grew out of exchanges and even exceeded exchanges in revenue." Zhang Quan said that brush volume companies make both payment and delivery, but the establishment of the exchange has certain risks, and the cost of investment may not be recovered. Therefore, under the strict control of the exchange, the revenue of brush volume companies has increased rather than decreased, creating many billionaires. Yang He, a rating analyst of a digital exchange, said that volume brushing has created the false prosperity of the exchange and created the illusion that demand is greater than supply, which has brought many benefits to the exchange or project parties. From the perspective of the current situation of the exchange industry, the first step is to intervene in the industry at a small cost, and use large-scale fraud to continuously improve the ranking in the industry, which also leads to serious exaggeration of the data of the entire industry, In Yang He's opinion, the calculation method of market size cannot be separated from the trading frequency and volume of the exchange. The real data is far lower than this figure, and the false trading directly leads to the false high price of the overall currency circle. However, for the exchange and the project party, the amount of brush can not only stabilize the currency price, but also control the currency price. Today, professional volume companies also study the reports of many research institutions. They use anti reconnaissance methods to avoid the measurement of research institutions. As long as they pay, volume companies can brush the ranking of exchanges to the top. What Yang He didn't understand was that investors knew that the trading volume of the exchange was fake, and they also knew that they might be cheated, but they knew that there was a pit ahead and they had to jump down. Digital currency tends to zero Since the "94 announcement", various digital currencies have been removed from the top exchanges. On November 27, 2018, the cryptocurrency trading platform OKex made another announcement, announcing the third batch of currencies that were taken off the shelves. There are as many as 38 currencies involved in this delisting, of which 26 will be completely delisted. OKex said in the announcement that according to the OKEX Rules on Hiding TOKEN and Offline Trading Pairs, the platform will delete TOKEN trading pairs with poor liquidity and trading volume. The currency is removed from the shelf in batches, which means that the currency cannot be traded, and the funds invested by the speculators are all returned to zero. "In the long run, more than 90% of the digital currency will eventually return to zero." Chen Wei said that in the short term, pulling the order by volume can temporarily increase customers' desire to buy. However, it is difficult to distinguish the price fluctuation caused by false transactions from the normal asset price fluctuation, so after the price of digital currency is manipulated, the project party or the exchange takes charge of the life and death of investors. "The new currency will be sold out within one week of its launch, and then the project will be unmanaged, the transaction volume will not go up, and the natural price will return to zero." Zhang Quan said that in the future, counterfeit coins and air coins will definitely go back to zero, because these coins do not have the technical support of Ethereum and Lite coins, but just sell dog meat with sheep's head. At present, these coins have soared dozens of times when they were launched online, but they will slowly decline, and eventually reach zero indefinitely. Zhang Quan believes that counterfeit coins and air coins lack application scenarios and belong to abstract assets. Only when everyone reaches a consensus that the algorithm is valuable, can this asset be valuable. Just like virtual equipment in the game, no one buys it, no price, and someone buys it, no price. For the act of issuing tokens only for financing, the illusion will eventually be seen through by the market, and the project will end up with zero price. In Yang He's view, in the short term, the price is determined by supply. However, in the long run, the currency price is related to the value. Digital currency cannot bring social value, but only through transactions. If the price of a certain currency decreases, it is difficult to pull upward. Therefore, the project party basically throws out the currency when the currency price is at the peak, otherwise the currency transaction will slowly decrease and eventually return to zero. Harry Edelson, nicknamed "Happy Harry", is not only an expert in the field of technology and finance, but also a legendary financial giant on Wall Street worthy of Buffett's reputation. Harry believes that any single currency will return to zero if there is no corresponding value support behind it. The blockchain technology itself will always exist, and will make great changes to finance. Steve Strongin, head of global investment research department of Goldman Sachs, once took a pessimistic attitude towards digital currency in a report. He believed that digital currency lacked intrinsic value, and most of them would not continue to exist in the future, and the price would eventually fall to zero. Even, Vitalik Buterin, the co-founder of Ethereum, once said on Twitter that digital currency is still a new asset type with strong volatility and may fall to a level close to zero at any time. "For investors, returning to zero means losing money." Zhang Quan said that for the exchange, they have already received the fee for currency listing, as well as the "hard fee" for raising the currency price when they are listed. Whether the currency price returns to zero has nothing to do with the exchange. "Digital currency may breed many illegal behaviors, and the exchange may be one of the fields where illegal behaviors occur." He Ping, professor of the Department of Finance at the School of Economics and Management of Tsinghua University and director of the China Financial Research Center, said that the exchange may manipulate the stability of the value of digital currencies, but the stability of the value of currencies is closely related to the risks of the financial system. If the fluctuation of the value of currencies is artificially manipulated, it may bring about bad capital flows and affect the security of the national financial system. He Ping said that from the perspective of financial stability, increasing supervision on exchanges is conducive to maintaining financial order and stability. For chain circle practitioners, due to the large amount of capital flowing into the exchange, under the influence of profit seeking merchants, it is likely to cause the behavior of currency circle ICO, resulting in the lack of necessary support for technology research and development of the chain circle. In order to regulate the market, it is necessary for the relevant departments to strengthen the supervision of the exchange. (At the request of the interviewer, Li Yi, He Xin, Yang He, Zhang Quan, Chen Wei, Chen Fei and Duan Peng are pseudonyms)
2020-01-02 08:47
Content technology promotes new business forms, new applications, new services, and content industry faces great changes Recently, People's Daily Online announced that it will hold a content technology innovation and entrepreneurship contest from September 2019 to January 2020, focusing on five cutting-edge technologies and related fields related to the content technology industry, namely, artificial intelligence, blockchain, 5G, Internet of Things, and big data. Content technology will optimize the efficiency of the entire content industry in content production, production, distribution, risk control and other links, and the media will also become "whole process media, holographic media, all member media, full effect media", promoting the deep integration of the media industry and all walks of life. In addition, content technology can also promote the emergence of new formats, new applications and new services, accelerate the restructuring of content industry formats, and promote social division of labor. What is content technology? "Content technology" is a new concept proposed by People's Daily Online in the "Three Year Plan for Deeply Integrated Development (Outline)" released on July 25 this year. It mainly refers to emerging technologies such as human intelligence, big data, blockchain, cloud computing, and the Internet of Things that have a significant impact on the supply and consumption chain of content products, the organization and division of labor model of the content industry, And new business forms, new applications and new services generated by these technologies. In the view of Liu Zhenyu, director of Huaying Capital, from the perspective of process, content technology itself is an industrial chain, involving content creativity, content production, content distribution and content monitoring, and each link of technology is further optimized and empowered. Zhao Hao, the managing director of Xinghan Capital, said that the content includes virtual and physical, with virtual focusing on news and physical focusing on live performances. In terms of artificial intelligence and content technology, it is now possible to use artificial intelligence to compose music, write, construct simulation anchors, etc., and improve efficiency in short video production and other production fields through artificial intelligence technology. He also said that if content technology is to be implemented, it needs to comply with business principles. All business activities are the needs of service providers, including the user end, enterprise end and government end. Content technology is mainly aimed at the user end. If successfully implemented, content technology should choose fields with large audience, strong consumption capacity and rapid growth, such as short videos, games and virtual idols. In the process of content production, optimization should be realized based on user needs, and the space needs of the industrial chain should be improved. Once there is a technology drive, the efficiency of the industrial chain can be improved. Content technology has great potential. In Liu Zhenyu's view, the rise of emerging technologies such as artificial intelligence, big data, blockchain, cloud computing, and the Internet of Things will bring technological change and innovation to the content industry, which will lead to new formats, applications, and services. "Big data technology can be used to classify and push news according to readers' preferences." The person in charge of Interesting Toutiao algorithm said that in terms of algorithm, based on the huge user database, user behavior analysis can be carried out to improve the efficiency and accuracy of content distribution of the platform. Many content platforms have fully integrated AI technology to achieve a win-win situation among customers, platforms and users. The above person in charge also said that based on the use of big data modeling and combined with manual means, Content Technology can carry out risk control and risk tips on creative content, filter out non compliant content information, and deliver high-quality content to users. While bridging the digital gap in emerging markets, it also transmits the power to improve and improve through content. Liu Zhenyu believes that blockchain and content technology are closely related, and blockchain has the characteristics of being tamper proof, which facilitates the encryption and protection of content or relevant information data of content receivers. The basic function of cloud computing is storage and computing. By expanding storage space and improving computing power, it can combine with content technology. Cloud computing is the ability service, which is more of a concept, and is one of the forms of content technology implementation, which can reduce the threshold for users to use. Zhao Hao said that the combination of the Internet of Things and content technology mainly includes two parts. First, in the process of video content production, sensors can be placed on actors to synchronously generate animation content. Second, the performance props of content products may belong to the integration of the Internet of Things. The Internet of Things has an impact on data. The foundation of the Internet of Things is sensors. The sensors can be arranged in various scenarios, and the acceptability of content can be improved by analyzing the collected data. In the future, the Three Year Plan for Deeply Integrated Development (Outline) issued by People's Daily Online has proposed three stages of development. First, it is necessary to consolidate the basic functions and capabilities of "safe creation of good content", and establish the project intermodal transportation and commercial operation benchmark of "good creation, good service, good projects and good profits"; Secondly, improve the dynamic database construction of social creative forces, realize the systematic matchmaking between creators and projects, and distribute creative achievements in batches; Thirdly, strengthen the cross-border integration of creators, innovate brands The construction of IP matrix can meet the integration of creator platform and industrial platform, the integrated development of content and product, and the platform iteration of content form innovation and content technology development. Liu Zhenyu said that with the integration of technology and content, content technology can change the past state of industrial chain fragmentation, and make production and distribution digital and achieve integration. The relevant person in charge of Qutoutiao also said that with the development of a series of emerging technologies and their mature applications in various fields, the content industry will usher in more changes and innovations. In the future, the content terminals will be generalized. At that time, content services will not be limited to mobile phones, computers, such as cars, refrigerators, and even the mirror for washing up can be used as the content delivery platform to provide users with a unified cross end content service experience.
2019-10-24 07:57
Electronic cigarette on the tuyere: the welding factory has turned into a substitute processing factory, and the electronic cigarette for pregnant women is harmless to the fetus? Abstract: As a new outlet, the electronic cigarette industry is growing savagely under the background of blind pursuit of profits by capital and temporary lack of supervision. In view of the market chaos, since August, People's Daily Online has organized a series of reports, "Five Questions about Electronic Cigarettes" - "Is Electronic Cigarettes a" God Tool for Quitting Smoking ". Many businesses promote electronic cigarettes with" Can Quit Smoking "as the selling point. However, consumers have different opinions on the effect of quitting smoking in actual use, and the statement of quitting smoking lacks scientific basis; "Does electronic smoke affect health?", electronic smoke "steam" is not harmless, "second-hand electronic smoke" is also harmful to health, and poor quality cigarette sets have potential safety hazards; "How Does E-cigarettes Affect Teenagers?" Although the state has specifically announced that "it is prohibited to sell e-cigarettes to minors", e-cigarettes are penetrating into teenagers online and offline, and the "ban on sales to minors" has not really been effectively realized; How should electronic cigarettes be managed? How to distinguish and supervise the various types of electronic cigarettes in the market? Is electronic cigarette harmful or harmless? Is there any definite evidence that it is healthier than cigarettes? These need to be discussed and clarified; How to Balance the Electronic Cigarette Industry and Public Health? The development potential of China's electronic cigarette industry is huge, but experts pointed out that to achieve a balance between the electronic cigarette industry and public health, China's government, enterprises, academia and other parties need to work together. Recently, the venture capital channel of People's Daily Online investigated the entire interest chain from the suppliers of electronic cigarette raw materials, co processing plants, investors, brand names, sales channels, etc., revealing more unknown industry secrets. According to the information obtained from the interview, the global regulation on electronic cigarettes is becoming stricter, and industry norms are imminent. Investors should understand the regulatory logic, strengthen self-restraint, and create a good environment for industrial development. Zhang Yong, a fan of electronic cigarettes, often stayed up late and worked overtime. Once, he smoked five cigarettes in a row, suddenly felt dizzy and numb, and didn't recover until noon the next day. Since being exposed to "electronic cigarettes", he felt more stimulated than smoking real cigarettes, and felt that he was "addicted". For the electronic cigarette industry, 2019 is a year of carnival and cloudy. Only in the first half of 2019, at least 9 entrepreneurial projects in the field of electronic cigarettes were financed. The latest data from the US Federal Center for Disease Control and Prevention shows that as of October 1 this year, 1080 confirmed and suspected lung disease cases related to the use of electronic cigarettes have been reported in 48 states and the US Virgin Islands, with at least 18 deaths. On September 11, the White House announced that it would issue a sales ban on flavored electronic cigarettes. Faced with the increasingly strict regulation of electronic cigarette products in the United States, Alibaba and JD, two major Chinese e-commerce companies, decided to suspend sales to the United States. However, according to the survey conducted by the People's Daily Online venture capital channel, the keyword "quit smoking magic tool" was searched on e-commerce platforms such as Taobao and Jingdong, and advertising slogans such as "it only takes three days to say goodbye to real cigarettes", "30 days to quit smoking", and "electronic cigarettes for harmless pregnant women" appeared. In addition, the venture capital channel of People's Daily Online also found that, driven by interests, a company in Sanhe City, which mainly engaged in mounting and welding, turned into an "electronic cigarette processing factory". The staff of the factory vowed, "No matter what formula you provide, I can produce it for you without any qualification." China is the world's largest producer of electronic cigarettes, and more than 90% of the world's electronic cigarette equipment is produced in Shenzhen. Relevant experts said that electronic cigarettes are neither tobacco, nor health care products, nor medical devices. They have been in the state of "no product standards, no quality supervision, and no safety assessment". However, atomized electronic cigarettes contain ultrafine particles and heavy metals, including lead, which are liable to harm human health. Electronic cigarette for pregnant women? Although electronic cigarette is a new outlet, it is not a new industry. As early as 2003, Han Li, a Chinese pharmacist, invented the first electronic cigarette "like smoke". Since then, electronic cigarettes have grown savagely in this hot land of China. Until the 2015 evening party in 2019, CCTV pointed its finger at electronic cigarettes, doubting that smoking electronic cigarettes for a long time would lead to dependence on nicotine. After the broadcast of the program, JD, Tmall, Suning and other major e-commerce platforms have blocked the keyword of "electronic cigarette". On July 22 this year, Mao Qun'an, head of the Planning Department of the National Health Commission, disclosed at the press conference that the National Health Commission is conducting research on the supervision of electronic cigarettes with relevant departments, plans to regulate electronic cigarettes through legislation, and prohibits businesses from promoting electronic cigarettes as "a magic weapon for quitting smoking". However, the People's Daily Online venture capital channel still found a large number of e-cigarette products by searching for the keyword "quit smoking artifact" on e-commerce platforms such as Taobao and Jingdong. A shop in Jingdong sells electronic cigarettes for pregnant women at a price of 378 yuan, including 7 bottles of different fruit flavors+3 bottles of tobacco. It claims that it is a woman's magic weapon for quitting smoking, harmless hookah, and 10 bottles of tobacco oil are included. A Taobao store also said that its products are for pregnant women only, and do not contain nicotine, which does no harm to the fetus. However, many factory owners, investors and brand owners said that they had never heard of electronic cigarettes for pregnant women, and never recommended that pregnant women smoke electronic cigarettes. Taobao Electronic Cigarette Store advocates He said that electronic cigarettes can play a role in smoking cessation to a certain extent, because the nicotine content is low, does not burn, and basically does not contain tar, so people will not have a sense of dependence. Electronic cigarettes do not contain addictive substances, which is like fruit juice, not addictive, but also has repeat customers. One of the selling points of electronic cigarettes is the variety of tastes. "I can produce whatever flavor you want." Zhang He said that the cartridge of electronic cigarette contains essence, which is atomized into the mouth after sublimation. It is the same as drinking drinks, except that fog is different from water. "It's normal for electronic cigarettes to be exaggerated." Li Ya, the boss of the Shenzhen OEM factory, said that he had seen a poster of Jiugongge, on which electronic cigarettes of different flavors were displayed, with nicotine content no more than 3%. According to the venture capital channel of People's Daily Online, the concentration of electronic cigarette oil on the market is mainly divided into four common standards: no 0mg, low 6mg, medium 12mg and high 18mg. "The mushrooms and tomatoes we eat in our daily life also contain traces of nicotine, and the nicotine content in tobacco oil is higher than that in grains, but these traces of nicotine are used to quit smoking and do no harm to the body." The owner of a shop selling electronic cigarettes on Taobao thinks. "Why is it nicotine salt (a compound containing nicotine and other organic components)? Nicotine salt is used to make the tobacco oil taste like real smoke," the shopkeeper added. A bioengineering technology company in Xi'an specializes in the raw materials of electronic cigarettes, providing highly concentrated flavors, coolants, sweeteners and nicotine, of which more than 800 flavors are available. According to its staff, nicotine is used to make electronic cigarettes smell like ordinary cigarettes. The normal dose of tobacco oil on the market is 3mg and 6mg, but some electronic cigarettes contain 12mg or more of tobacco oil, which is not only addictive, but also easy to make people "drunk". Zhang Wei, an electronic smoker with "mysterious" ingredients, has experienced "drunken smoking" symptoms. Before he bought the electronic cigarette for the first time, he simply glanced at the chemical composition of the packing box. After smoking, he felt slightly dizzy and could not stand steadily. "When we package our customers' products, some raw materials are not printed on the packaging box, and the specific content of harmful substances will not be marked." Li Ya said that the promotion of electronic cigarettes nowadays mainly discloses individual data and content of ingredients, and some dangerous ingredients are not listed on the package. Li Yan, a researcher of the electronic cigarette testing agency, said that electronic cigarettes will definitely add nicotine. At present, there is no corresponding standard for the nicotine content of electronic cigarettes. The actual nicotine content of many brands of electronic cigarettes is quite different from the content marked on the package. In order to make electronic cigarettes known to users, there are also some abnormal competitions in the market. The content of addictive nicotine and related tobacco extracts is increasing, and the taste is also getting stronger and stronger. Even illegal products are added, making people feel that real cigarettes are tasteless after smoking electronic cigarettes. Li Yan said that maintaining nicotine salt at a medium or low level would not cause obvious harm to the body, but could bring satisfaction and excitement. For people who are not addicted to tobacco, it is appropriate to choose nicotine salt of medium and low degree. If they are addicted to tobacco, they can choose high content of tobacco oil. However, the content of tobacco oil should not exceed 24mg, or you may feel unwell or even faint. What worried Li Yan was that due to the blank supervision of electronic cigarettes, more and more electronic cigarettes with unknown origin were added by individual businesses, which could not keep users healthy and even damage the nerves of smokers. On October 4 this year, the US Food and Drug Administration (FDA) issued a statement warning consumers to stop using electronic cigarette products with tetrahydrocannabinol (THC, a high concentration chemical ingredient extracted from industrial cannabis), and not to use any electronic cigarette products obtained from the street or other irregular channels. The statement also mentioned that the investigation showed that the electronic cigarette products containing tetrahydrocannabinol were related to a large number of lung disease cases reported recently. It was suggested that consumers should not use electronic cigarette products added with tetrahydrocannabinol and electronic cigarette products purchased through informal channels, nor modify the composition of electronic cigarettes or add any substances, such as tetrahydrocannabinol or other oil substances, without authorization. Li Yan said that tetrahydrocannabinol is a hallucinogenic component of cannabis, and the origin of electronic cigarette products containing tetrahydrocannabinol is unknown. If tetrahydrocannabinol is ingested beyond the limit, it may lead to sudden death of smokers. In Li Yan's opinion, electronic cigarettes are more harmful than ordinary tobacco. In addition to nicotine and tar, electronic cigarettes also contain nicotine salt, formaldehyde, propylene glycol, glycerin and other harmful substances. Formaldehyde, propylene glycol and glycerin can strongly stimulate the respiratory tract, and impurities and spices may also pose health and safety risks. Even, there are ultrafine particles in the atomized electronic smoke, including heavy metals such as lead, and even carcinogens. Li Yan said that with the arrival of the electronic cigarette outlet, some bad businesses have flocked to produce low-quality electronic cigarettes in order to grab profits, so smokers should not smoke electronic cigarette products obtained from the street or other informal channels, and their smoke may come from small workshops. On the Taobao platform, electronic cigarettes exclusively for women and pregnant women are being sold. Driven by the interests of the false qualification of "tasting real cigarettes, without real smoke hazards", merchants in Hebei, a company mainly engaged in pasting and wave soldering, has also "changed" into a processing factory for electronic cigarettes. This company is located in Chaobai Street, Sanhe City, Hebei Province. It claims to be an electronic product limited company. Its main business is SMT (surface assembly technology) mounting, welding and electronic product assembly. According to the employees of the company, in addition to the main business, they also process electronic cigarettes. The charges are divided into working hours and equipment rental. A production line costs 60 yuan per hour. "We have never processed electronic cigarettes before." The above staff said, however, the assembly of e-cigarette is simple. You only need to provide funds, design schemes and raw materials, and the company can mass produce without any qualification. Now, with the birth of capital, many e-cigarette brands have been established. Due to the lack of effective supervision, e-cigarettes have been drifting away from the edge of the law, and problems such as adding contraband, exaggerating publicity and falsifying qualifications frequently occur. The venture capital channel of People's Daily Online found that qualification publicity such as "FDA (U.S. Food and Drug Administration) Certification", "FDA Food Report", "EU CE Certification", and "National Quality Inspection" are quite common in the atomized e-cigarette market through the investigation of several online shopping platforms. It is understood that it is only a registration number issued for each registered food agency, The FDA registration number does not mean that it has been approved by the US FDA, so the so-called "FDA certification" certificate by the retailers on Taobao does not exist at all. FDA has also announced that it does not recognize the registration certificate issued by a third party. Guo Cong, director of the Tort Law Professional Committee of the Beijing Lawyers Association, said that domestic e-cigarette retailers generally make false propaganda in the name of "FDA certification", which violates Article 8 of the Law of the People's Republic of China on Countering Unfair Competition: operators shall not comment on the performance, function, quality, sales status, user evaluation Those who have won honors have made false or misleading commercial propaganda to deceive and mislead consumers. More than 90% of the world's electronic cigarette equipment is produced in Shenzhen. According to Li Ya, in Shenzhen, because of the low difficulty in the production of electronic cigarettes, we can rent a small factory at the cost of hundreds of thousands of dollars to recruit workers, and then we can take orders for production. In addition, there are not many patents for e-cigarette, and the intellectual property rights of most e-cigarette brands are mainly concentrated on the appearance and design level, rather than the technical level. "Why is Shenzhen electronic cigarette developed? The electronics industry and processing industry in Shenzhen are developed and well managed. It is difficult for factories in other places to compete with them. " Li Ya said that some factories do not only focus on electronic cigarettes, they do everything. For example, when the electronic cigarette outlet comes, these factories will immediately change their appearance and become electronic cigarette manufacturers. Then they form an alliance and adopt the same price to exclude the electronic cigarette manufacturers in other places. Li Ya entered the field of electronic cigarette production in 2005 when the cost of tobacco stems was only a few yuan. He once worked as a OEM and OEM. In order to survive, the factory also produces processed food. The year 2005 was the most chaotic year in the electronic cigarette market, which lasted until 2010. At that time, there was no content index of electronic cigarettes, and even the appearance of electronic cigarettes was varied, ranging from eight centimeters to five centimeters, transparent cigarette tubes filled with tobacco oil, and filters with flavor. Since 2018, with the advent of electronic smoke vents, the number of co processing has increased sharply, which also shows Li Ya the business opportunity. He imports atomizers from India, refits old production lines and looks for raw material suppliers. After long-term efforts, the current capacity has stabilized. "We have received a lot of large orders to make cigarette bombs, that is, to put flavor and other raw materials into cigarette bombs, but we do not produce special atomizers, because the other party will check the specifications and indicators of the atomizers when they are delivered." Liya said. The reason why Li Ya didn't want to make an atomizer was that the atomizer was too cheap and the profit space was low. For example, the cigarette rod was made of steel or plastic after the atomizer was covered with a grinding tool. The production was simple and the cost was only a few yuan, but the profit space of raw materials and smoke bomb production was high. High profits are accompanied by high risks. Li Ya said that today's cigarette bombs have not yet completely achieved the same taste, and even the quality of raw materials has experienced problems, leading to all the cigarette bombs of the same batch being labeled as unqualified. In the past, Liya purchased raw materials from middlemen, but in order to make money, the middlemen did not know where to import unqualified raw materials. In the end, the products failed to pass the inspection, and the customer did not pay, so he had to sue the raw material supplier through the court. So far, millions of accounts have been confiscated. Li Ya said that different customers have different requirements, but the other side will provide formulas, and then they will purchase and produce. Generally speaking, the formula of each electronic cigarette is confidential, but we all know that the raw materials are the same, but the content is different. In Li Ya's opinion, after the arrival of the electronic cigarette, orders kept coming, and the factory basically realized full load operation. Although he had the technology to produce electronic cigarettes, he never had the opportunity to produce his own brand. "Earn the money I can earn first, and when I have production capacity later, I may invest in an electronic cigarette brand by myself, instead of producing more, I will only make hundreds of electronic cigarettes and give them as gifts." Liya said. On the JD platform, electronic cigarettes specially for pregnant women are being sold. The advertising slogan of the merchants shows that "Buy this electronic cigarette with a price of 378 yuan, and give 10 bottles of tobacco oil as a bonus". The supervision "storm" is coming. As a substitute for traditional tobacco, electronic cigarettes in the early days are more like medical products and "tobacco like toys", It has not been given an accurate positioning by the market and relevant regulatory authorities. Failure to regulate does not mean disregard. According to US CDC data, by September 17, 2019, the number of serious lung disease cases related to the use of electronic cigarettes in the US had risen to 530, of which 7 were confirmed dead. The preliminary data shows that these patients have a history of using electronic cigarette products containing tetrahydrocannabinol and nicotine. At present, more than a dozen countries and regions in the world, such as the United States, India, Japan, Canada, Singapore, New Zealand, Thailand, Brazil, etc., have completely or partially banned electronic cigarettes. China is the world's largest tobacco producer and consumer. Since 2014, the tobacco industry has turned over 1 trillion yuan of profits and taxes to the government every year. As a major taxpayer, China National Tobacco Corporation is known as the "most profitable company". In 2018, China's pre tax profit of tobacco was 1155.62 billion yuan, about 16 times that of Alibaba, 14 times that of Tencent and 3 times that of Apple. Tsinghua University's Report on the Status of Electronic Cigarette Industry Regulation in the Public Health and Technology Regulation Research Report (2019) shows that in 2017, China's electronic cigarette consumption reached 7.4 million people, and China has become the world's largest producer of electronic cigarette products (accounting for 95% of the world's share) and exporter (accounting for 90% of the world's share). As of August 2018, there were 25979 electronic cigarette patents in the world, of which 22825 were in China, accounting for nearly 87.9%. However, with the development of the past decade, the share of electronic cigarettes in the Chinese tobacco market is less than 1%, far less than 13% of the American market. The huge market attracts capital crazy pursuit. In April 2019, Luo Yonghao was defeated on his mobile phone and joined Ono, an electronic cigarette brand founded by Peng Jinzhou, former president of Hammer Technology. The brand of Flu Electronic Cigarette was also founded by Zhu Xiaomu, the former product director of Hammer Technology, who is known as the No. 1 employee of Hammer Technology. As of the first half of this year, Ferro Electronic Cigarette has raised tens of millions of dollars. Cai Yuedong, the founder of the same uncle, and Hechang, the founder of Huang Taiji, announced the launch of "YOOZ pomelo" electronic cigarettes, and the turnover of electronic cigarettes sold on the first day of spot sales reached 5 million. Zhang Jinyuan, a former CEO of the same uncle and a well-known We Media person, and Li Yan, CEO of WeMedia Holding Group, founded LINX Lingxi. At the beginning of the launch, they received angel rounds of 10 million yuan investment, and then successively completed two rounds of 10 million yuan financing. At present, there are thousands of e-cigarette brands in the domestic market, forming a pattern of "thousand cigarettes war". Behind the "thousand cigarettes war" is the "three no" state of no product standards, no quality supervision and no safety assessment. Mao Qun'an, head of the Planning Department of the National Health Commission, disclosed on July 22 this year that the National Health Commission is conducting research on the supervision of electronic cigarettes with relevant departments, and plans to regulate electronic cigarettes through legislation. Yang Huo, the co-founder of an electronic cigarette brand, believes that if the regulatory details are released this year, two aspects can be controlled, one is the source of electronic cigarette raw materials, the construction of channels, and the other is the control of electronic cigarette cartridge composition. The government regulation may be standardized from the details of electronic cigarette fittings, electronic cigarette liquid, and electronic cigarette emissions. Li Yan also believes that electronic cigarettes can be regulated according to the product composition, such as the batteries, atomizing equipment and smoke cartridges of electronic cigarettes. Only after these requirements are met, can such products be assembled and circulated in the market. Li Yan further pointed out that from the perspective of consumers, the regulation of electronic cigarettes is conducive to reducing security risks, ensuring the personal health of users and protecting the legitimate rights and interests of consumers. Similarly, it is also conducive to the orderly and healthy development of the industry. (At the request of the interviewer, Li Yan, Yang Huo, Zhang He and Li Ya are pseudonyms)
2019-10-23 09:58
Promote innovation through competition and promote rural entrepreneurship and innovation "I used to stand on the podium, never thought I would stand on the entrepreneurial stage." Liu Junmei, the entrepreneur of Shanggong Yipin Artificial Sweet Potato Preserve, said when attending the semi-finals of the third National Rural Entrepreneurship and Innovation Competition of "Changchun Guoxin Cup". The entrepreneurial roadshow in the activity let her show a new way of struggle and experience a completely different life landscape. Before that, she was a professor of Jilin Agricultural University, engaged in teaching and food research. Compared with the previous two sessions, this year's Rural Mass Entrepreneurship and Innovation Contest has a larger scale, and there are 128 excellent rural entrepreneurship project teams from 30 provinces (autonomous regions) in China. Since the launch of the third National Rural Entrepreneurship and Innovation Competition in April this year, these projects have finally gathered in Changchun, Jilin Province, on October 9-14, after the provincial trials, and started the nationwide PK. "Since 2017, the National Rural Entrepreneurship and Innovation Competition has reached its third session, which has become one of the brand activities of the Ministry of Agriculture and Rural Affairs to promote the national rural entrepreneurship and innovation work and the attention of all sectors of society, and is increasingly welcomed and supported by the contestants. Because through the competition, we have successfully explored a number of rural innovation and entrepreneurship models, cultivated a number of well-known rural innovation and entrepreneurship enterprises, and promoted the development of rural innovation and entrepreneurship. " As one of the organizers of the third National Rural Entrepreneurship and Innovation Competition, the relevant person in charge of the Rural Social Undertaking Development Center of the Ministry of Agriculture and Rural Affairs said that the competition is an important measure for the Ministry of Agriculture and Rural Affairs to thoroughly implement the important statement of General Secretary Xi Jinping on "agriculture, rural areas and farmers", vigorously implement the strategy of innovation drive and rural revitalization, and promote the development of rural innovation and entrepreneurship. The competition also received the full support of the agricultural departments of all provinces and many agricultural related enterprises, which stimulated the enthusiasm for rural innovation and entrepreneurship, demonstrated the achievements of rural innovation and entrepreneurship, created an atmosphere for rural innovation and entrepreneurship, laid a solid foundation for rural industry revitalization, cultivated rural innovation and entrepreneurship talents, and cultivated new momentum for rural all-round revitalization. Promote training through competition and assist entrepreneurs to go to the market Before the semi-final project roadshow, the Rural Social Undertaking Development Center of the Ministry of Agriculture and Rural Affairs arranged centralized training and group training for the participating projects. As a trainer, Shi Baodong has been in close contact with entrepreneurial projects participating in the competition for the third year. His responsibility is to train the contestants, so as to help agricultural makers better sort out their entrepreneurial ideas, explore project highlights and find profit models. "Since the Entrepreneurship Competition was held for three times, the quality of participating projects has become higher and higher. Many projects have been tested in the market and have gained a lot of experience in promoting the landing." After training the third competition project, Shi Baodong said frankly that agricultural venture capital investment is large, long cycle and slow to take effect. To a certain extent, the requirements for the comprehensive quality of entrepreneurs are higher than other industries. Moreover, it is the current trend to use cutting-edge technology to stimulate agricultural vitality and increase the content of agricultural technology. The organization of the semi-finals was very successful, and the relevant responsible person of the sponsor also knew that the projects recommended by provinces not only had more diversified industry types, but also had a wider source of players. These projects include not only traditional advantageous industries such as modern planting and breeding industry, agricultural product processing and circulation, leisure agriculture and rural tourism, but also emerging industries such as cultural creativity, ecological circulation and social services. Moreover, the modes are more abundant and the business types are more diversified, highlighting the new characteristics of technology driven, organizational innovation, green leadership and integrated development. "In contrast, the effect of promoting training and innovation through competition is better." Shi Baodong said that the current training on agricultural entrepreneurship is not rare, but for agricultural entrepreneurs, they need more content related to direct landing. Project roadshows and entrepreneurship contests can effectively improve the level of makers, expand the way of thinking of industrial operation, and improve the understanding of domestic and foreign markets. Liu Junmei, who just started her business this year, also has deep experience in promoting innovation through competition. She admitted that although she had made some achievements in the research and development of soybean and other foods and functional food research in the past, she did not successfully transform the scientific research achievements into market products. It was not until she started her business that she began to think about how to write the investment proposal, how to innovate high-quality agricultural products, and how to sell agricultural products. "To participate in the competition is actually to learn, learn the way of roadshows, and learn the business methods and concepts of other excellent agricultural projects. This is a completely different knowledge system from my previous research and teaching." Liu Junmei said with deep feeling that the team's Shanggong Yipin Artificial Sweet Potato Preserve Project has a large scale of sweet potato products and ginseng production resources in Jilin Province, and its own technical strength is also quite leading in the industry. However, to translate scientific and technological achievements into a real enterprise scene, so that agricultural products have a better market, it actually needs a complex and perfect industrial system. Entrepreneurs in the roadshow "I didn't know much about financial aspects such as enterprise equity investment and financing before, but I also started to get in touch with other entrepreneurs in this competition after communicating with them and consulting training instructors. It can be said that entrepreneurship is not the same thing as doing scientific research, and I learned a lot from competing with other entrepreneurs." After participating in the roadshow, Liu Junmei said, The entrepreneurship competition opened another door for her. There are opportunities, challenges, growth and pressure in this door, but more power and hope. Indeed, on the scene of the semi-final of the Third National Rural Entrepreneurship and Innovation Competition, both the start-up group and the growth group players competed in the "5+3" mode (5 minutes of project display, 3 minutes of defense). The way of pre competition training, on-site roadshows and judges' questions and answers made entrepreneurs feel the advantages and disadvantages of their projects closely, clarify the direction of future development, and experience a new way of business management. It is understood that in order to let entrepreneurs better understand the long-term value and market system, the selection criteria of the competition highlight the orientation of "innovation leads entrepreneurship, entrepreneurship leads employment", focusing on the innovation, growth, demonstration, leadership and social value of the project. The products and services, technological innovation, green development, business model, employment absorption and other contents displayed by the participating projects have become the focus of the assessment. Seizing the pain point and focusing on the long tail effect At present, the capital market has also played a positive role in expanding the direct financing channels of agricultural enterprises, promoting standardized operations, and enhancing the universality of financial services. For example, the New Third Board has become one of the important platforms for multi-level capital markets to serve "agriculture, rural areas, and farmers". According to the data of the Ministry of Agriculture and Rural Affairs, as of the end of April 2019, there were 392 "three rural" enterprises listed on the New Third Board, of which 258 enterprises issued 408 shares and raised 17.982 billion yuan. The regional equity market has also attracted a number of qualified agricultural enterprises to list. By the end of March 2019, 34 regional equity markets had been set up nationwide, with 25800 listed enterprises (including 8970 joint-stock companies), 100300 demonstration enterprises, and a total of 935.8 billion yuan of financing for enterprises, a large part of which are rural innovation and entrepreneurship enterprises. However, many start-up agricultural entrepreneurs still need to further deepen their understanding of the financial capital market. Liu Junmei did not shy away. After starting her own business, she found that the project needed to be supplemented in terms of operational talents, and the team also had a very shallow understanding of the capital market. The competition can make me realize my shortcomings, and also let me take this opportunity to find the possibility of cooperation, so that I can start again after the game. In the eyes of many entrepreneurs, the entrepreneurship and innovation competition held by the Ministry of Agriculture and Rural Affairs has become an important platform for rural entrepreneurship projects to leap forward. Most of the rural innovation and entrepreneurship models discovered in the previous two competitions have been the focus and learning objects of the industry. The list of the start-up team to be promoted to the finals better helps the agricultural entrepreneurs in the start-up stage to improve their teams and get close to the financial capital market, which is the need for training in the National Rural Entrepreneurship and Innovation Competition, but also the need for rural entrepreneurs. Therefore, the National Rural Entrepreneurship and Innovation Competition not only focuses on the competition itself, but also focuses on playing the long tail effect before and after the competition, We will help rural entrepreneurship and innovation models fully access the consumer market and capital market, and form a long-term situation of helping with training before the Games and helping with development after the Games. This competition, as well as the long-term support mechanism before and after the competition, also gives entrepreneurs the opportunity to exchange more specific problems in each other's entrepreneurship and find solutions together. "In many cases, the knowledge of marketing and the ability of enterprise management are more important than making agricultural products!" Shi Baodong concluded. In the interview, Liu Junmei also mentioned to the venture capital channel of People's Daily Online that there are many young people in the team who know about the Internet. They will put what they learned in this competition into operation management and market practice, so that the agricultural products with rich technology can better go to the market. "During the competition, I noticed a competition project in Beijing. They are good at Internet operation. Next, I will contact them and seek cooperation opportunities to complement our weaknesses and improve the brand value of our products." Liu Junmei felt that what she participated in was not so much a rural mass entrepreneurship and innovation competition as a service platform for rural mass entrepreneurship and innovation. The entrepreneurs, including her, can learn from each other, expand cooperation, gather resources, and form an exchange front and development community for agricultural entrepreneurship and innovation. In the view of the relevant person in charge of the Rural Social Undertaking Development Center of the Ministry of Agriculture and Rural Affairs, many of the current rural entrepreneurship and innovation are new industries, new forms, new models and industrial integration projects. These projects have higher scientific and technological content and newer management methods, which have become new channels and highlights for farmers to increase their employment and income. The holding of the National Rural Entrepreneurship and Innovation Competition can help rural entrepreneurs grasp the dividend of China's agricultural development, cultivate new drivers of agricultural and rural development, and further implement the overall blueprint of the rural revitalization strategy. On October 14, the semi-final of the National Rural Entrepreneurship and Innovation Competition was successfully concluded. More than a month later, from November 16 to 19, the finals will be held in Nanjing, followed by the opening of the third National Rural Entrepreneurship and Innovation Expo, which will undoubtedly be more exciting and worth looking forward to. The growth group will be promoted to the finals
2019-10-21 14:22
The audit of undocumented homestay in the "gray zone" platform is nominal Wang Yiyang (not his real name), who has opened 5 home stays in Beijing, never thought that his first "close contact" with the police station was due to "suspected illegal business". Wang Yiyang is not the only one who runs home stay without official qualification. In recent years, more and more ordinary people have started to operate B&Bs, and many online tourism platforms have opened up B&B business territory, and related business chaos has also emerged. When testing the home stay source registration system on Airbnb, Hazelnut, Tujia, Piggy, Ctrip and other platforms, the People's Network venture capital channel found that only Airbnb reminded the homeowner to submit the source business license, and other platforms did not have this reminder. Even if there is an option, it is not mandatory. Industry insiders believe that the B&B industry and its related business model are relatively new in China, and the supervision of laws and regulations has not been kept up with in time. Whether the supervision of home stay is comparable to that of the hotel industry, whether special business licenses are required, and how to solve the problems such as regional differences in supervision, should be straightened out in a timely manner, and it is necessary to accelerate the introduction of national unified norms with stronger binding force. Wang Yiyang learned at a friend's party that homestay is a good business, so he wanted to give it a try. In 2018, he rented an ordinary residential house in a Hutong in Beijing on the recommendation of a real estate agent. After obtaining the consent of the landlord, Wang Yiyang repainted the house, configured new appliances, and then registered on Airbnb and other platforms to become a home stay operator. At that time, he did not consider that B&B required business qualification, and the platform did not remind and review the qualification. "In the peak season of Beijing tourism, the profit of a home stay is about 3000-5000 yuan a month. Even in the low season of tourism, the profit is 2000-3000 yuan a month." Wang Yiyang calculated that the monthly rent of hutong houses is 3000-5500 yuan, and the price listed on various home stay platforms is 300-700 yuan a night. On average, more than 20 days a month, people will check in through Airbnb and other platforms. The platform draws 10%, and then deducts the daily cleaning expenses of home stay, the remaining profit is his own. This also gave Wang Yiyang his first taste of home stay. Later, he rented 5 suites in different areas of Beijing for home stay. The business soon got on track. Wang Yiyang felt that he had found a good "sideline". Until the police took him to the police station, Wang Yiyang knew that there were potential risks in the operation of home stay. "A regular home stay business should have a business license and a special permit, or it will be suspected of illegal business." Remembering the experience of running a home stay, Wang Yiyang gasped. He said that many friends around him have not obtained relevant qualifications for running homestay, and there are no necessary restrictions on registering on platforms such as Airbnb. "They still make money like regular homestay". It is reported that Wang Yiyang's business qualifications for B&B include special industry business license, health license, business license, etc. Zeng Wenwen, member of the Cultural Tourism Law Professional Committee of the Beijing Lawyers Association and partner of Beijing Zhide Law Firm, said to the People's Daily Venture Channel that there are many laws and regulations involved in the home stay industry. In addition to a series of laws and regulations related to the tourism industry, there are also civil law, tort liability law, consumer rights protection law, public security management punishment law, anti-terrorism law The relevant laws and regulations, such as the Cyber Security Law, the Cyber Transaction Management Measures, and the E-commerce Law, are also different in details from the specific regulations and industry standards formulated for the home stay industry in different regions of China, and the business qualifications required by different regions are also slightly different. Zeng Wenwen said bluntly that the registration of home stay related online tourism platforms would involve laws and regulations such as the Electronic Commerce Law and the Measures for the Administration of Online Transactions when registering the source of home stay. 2. In recent years, the market scale of China's home stay industry has been expanding, and the online travel home stay platform has also developed by leaps and bounds with the support of capital and policies. As early as 2011, Airbnb on the east coast of the Pacific Ocean completed financing of $112 million, valued at $1 billion, and became a unicorn. This short-term rental platform, established in San Francisco in 2008, embeds the term "shared living space" into the Internet entrepreneurship arena. The rapid development of Airbnb and the initial market dividend of the home stay industry not only make House Trip Wimdu equivalent imitators have emerged in succession, which also makes this model take root in China on the other side of the ocean. At that time, the B&B industry was in the early stage of barbaric growth. Grabbing new houses and cultivating consumption habits became the theme of many enterprises. The review responsibility of industry qualification and online tourism platform was not taken seriously. A number of home stay short rent companies, such as Youtianxia, Zhubaijia and Xiaozhu, also developed intensively in 2012 and quickly gained the favor of many well-known investment institutions at home and abroad. Under the stimulation of capital support and travel consumption, these emerging short rent home stay platforms are racing to enclose land. In many regions, especially in the tourism developed regions, they include many home stay houses with exquisite design, strong sense of local characteristics and lifestyle. By 2015, "we should actively develop guest houses, short rent apartments and long rent apartments" appeared in the Guiding Opinions on Accelerating the Development of Life Service Industry and Promoting the Upgrading of Consumption Structure issued by the State Council, and the home stay industry under the policy dividend has fully blossomed. According to the survey data of Maidian.com, there were 30000 guest houses in mainland China in 2014, and by the end of 2015, the number was 43000. In late August 2015, Airbnb officially opened the door to China's local market, and used the Chinese name of "Ebie Ying" to run a horse race in China. When Airbnb realized localization in China, the domestic home stay industry has entered its peak period with the support of both policies and capital, and many OTA platforms have developed rapidly. In 2017, Tujia received US $300 million in E-round financing, with a valuation of more than US $1.5 billion. Piglet Short Lease also completed 120 million E-round financing, with a valuation of US $1 billion. Two local unicorns became obstacles in the way of Airbnb. In addition, Hazelnut B&B under Meituan is online, Ant Short Rental has set up a home stay under the support of Ctrip, and traditional online travel platforms such as Ctrip and Qunar have also incorporated B&B into their business landscape, making the competition in the B&B industry more intense. "Digging out more houses, then carrying out large-scale promotion, improving brand awareness, obtaining consumers' recognition and placing orders, has become a common routine for platforms such as Airbnb. As for personal houses, or official homestays developed by wine travel or cultural media companies, it will not matter." Zhang Jialei (a pseudonym), the market VP of a wine and tourism enterprise, told the venture capital channel of People's Daily Online. Zhang Jialei said that in the early stage of the industry development, the online tourism platform took seizing the housing supply and surviving as the first priority, so naturally it would not pay attention to qualification and compliance issues, which also allowed unlicensed B&Bs to grow in the market. The venture capital channel of Sanren.com learned from several people in the wine and tourism industry that homestay is a new industry to a certain extent, which is fast breaking, but there was no clear and special regulatory measures before 2015, and the business qualification and supervision were in a "gray zone". By 2015, the General Office of the State Council had issued the Guiding Opinions on Accelerating the Development of Life Service Industry and Promoting the Upgrading of Consumption Structure. In addition to clearly stating that we should actively develop the subdivided business types such as guest houses, short rent apartments, and long rent apartments to meet the consumption needs of the masses, the opinion also clearly points out that while accelerating the development of key areas, we should strengthen the guidance and support for other areas of life service industry, and promote the development of life service industry in integration and standardization in development; The local people's governments at all levels are required to strengthen the organization and leadership, and study and formulate the implementation plan to accelerate the development of the life service industry in combination with the actual situation of the region as soon as possible; We will further improve the quality management system, quality supervision system and quality standard system of the life services industry. This laid the foundation for the standardization of the home stay industry with wild development at that time. By 2017, the regulation and supervision of the home stay industry had attracted more attention. In February 2017, the Ministry of Public Security issued the Regulations on the Administration of Public Security in the Hotel Industry (Draft for Comments), which included the short rent of home stay in the scope of hotel industry supervision, and required that after obtaining the business license issued by the industrial and commercial administration department for the establishment of a hotel, it should apply to the public security organ of the local people's government at or above the county level for a special industry license. However, the regulation has not been implemented at present. On June 21, 2017, the executive meeting of the State Council proposed that "we should sort out and adjust the administrative licensing, commercial registration and other matters and related systems that are not suitable for the development of the sharing economy, and avoid using the old methods to control new business types." In August 2017, the National Tourism Administration issued the Basic Requirements and Evaluation of Tourist Home Accommodation and the Regulations on Handling Complaints by Tourist Operators (LB/T 063-2017) Basic Requirements and Evaluation of Cultural Theme Tourist Hotels (LB/T 064-2017), Basic Requirements and Evaluation of Tourist Home Accommodation (LB/T 065-2017), Boutique Tourist Hotels (LB/T 066-2017) and other four industry standards, It is also clear that tourism homestay refers to "using local idle resources, the host of homestay participates in reception, and provides tourists with small accommodation facilities to experience the local nature, culture, production and lifestyle". It can be divided into urban homestay and rural homestay according to different regions. These standards also stipulate that the operation of tourist homestay should obtain the relevant licenses required by the local government according to law. On July 3, 2019, the Ministry of Culture and Tourism of the People's Republic of China issued and implemented the new version of the Basic Requirements and Evaluation of Tourist Home Accommodation, requiring tourist home stays to establish a star evaluation mechanism. If a home stay does not meet the star requirements during the week of hanging, it will be directly star picked; At the same time, it also clearly stipulates the detailed requirements and standards of B&B in terms of safety and health, safety facilities, safety management system, emergency response plan, safety responsibility, national standards for food safety, ecological environment protection, employee health, etc. "If I hadn't entered the police station this time, I didn't know so many regulations on home stay, nor did I know about them when I registered on Airbnb and other platforms." Wang Yiyang said, "At the time of registration, some platforms have the option of housing qualification, but it's only optional, and it doesn't matter if you don't fill it in. Just communicate with the landlord and let him know that I'm doing this." Zeng Wenwen said that online travel platforms should bear the responsibility of verifying, examining business qualifications and other content, and operators should have the responsibility of verifying the identity of the occupants, The Law of the People's Republic of China on Administrative Penalties for Public Security and other laws and regulations also involve this. 4. Nowadays, many B&B online travel platforms still have no business qualifications. The venture capital channel of people.com.cn has learned that there are many local regulations, guidelines and management methods for regulating the development of the home stay industry in different provinces and regions of China, including Zhejiang, Jiangsu, Fujian, Guangdong and other provinces. Zeng Wenwen said that the regulations at the national level for the management of the home stay industry were not completely clear, and the provinces, autonomous regions and cities gradually introduced more general management measures in recent years. The specifications of different provinces, autonomous regions and cities for home stay and short rent businesses were also different in detail. For example, the Beijing Public Security Administration Regulations on Hotel Industry and the Beijing Tourism Regulations issued by the Beijing Municipal Public Security Bureau and the Beijing Municipal Bureau of Culture and Tourism do not clearly require whether a special industry license is required for B&Bs. However, Zhejiang needs a special industry license for home stay operators. The public security system in some areas will benchmark the home stay business against the hotel industry according to the requirements of the Law on Public Security Management Penalties, and will punish violations such as unlicensed operation. Zeng Wenwen said frankly that what people call home stay in daily life is more similar to short rent, that is, third-party short-term accommodation services provided on online tourism platforms such as Airbnb. Most of these services are registered by landlords or operators on the platform for tourists to choose from. Zhang Xiaojun, Chairman of the China Tourism Association Home Inn and Boutique Hotel Branch, said to the media when talking about the legalization of home stay operation that the development of home stay should first solve the problems of safety, sanitation, fire control, etc., and there should be access thresholds. How to legalize urban home stay has become an urgent task. Wu Wenzhi, School of Business Administration of East China Normal University, suggested that the entry threshold of the home stay industry should be set scientifically, the application conditions and business scale of home stay should be defined, and the purpose, characteristics and healthy direction of the development of home stay should be ensured. When encouraging the development of the home stay industry, all localities should set a good threshold and not rush for quick success and instant benefits. Zeng Wenwen suggested that the B&B industry and its related business model are relatively new in China, and the supervision at the level of laws and regulations should be kept up with in time. The latest situation in the home stay industry is that the property rights and management rights of houses are often separated. In this case, the filing of relevant qualifications of employees should be strengthened. At the same time, the online tourism platform should strengthen the insurance liability, and strengthen the authenticity, compliance review and consideration of the performance ability and compensation ability of the operators of natural people's accommodation. As for whether the supervision of the home stay industry is comparable to that of the hotel industry, and whether the operation of the home stay industry requires a special business license, it is necessary to clarify the regional differences in local regulatory provisions in a timely manner, and accelerate the introduction of a more binding national unified norm.
2019-10-14 08:42
The New Era Rural Agricultural Venture Capital Summit Forum will be held in Nanjing on November 19 The "New Era Rural Agricultural Venture Capital Summit Forum" will be held in Nanjing on November 19, 2019. The forum is guided by the Ministry of Agriculture and Rural Affairs, the Central Cyberspace Office and the People's Government of Jiangsu Province, and hosted by People's Venture Capital Investment. It is an important part of the forum discussion panel of "2019 National New Farmers' New Technology Entrepreneurship and Innovation Expo". At that time, the relevant leaders of the Ministry of Agriculture, the person in charge of People's Daily Online, experts and scholars from universities and research institutions, well-known entrepreneurs and investors will carry out in-depth discussions around such topics as "new problems and new trends in rural economic development", "agriculture related entrepreneurship in new business forms", "core opportunities and key points of rural agricultural venture investment in the new era". The forum will also release the White Paper on the Development of Poverty Alleviation for Agricultural Enterprises, focusing on how science and technology enterprises help the country to promote targeted poverty alleviation. The forum will build a rural agricultural venture investment exchange platform, promote the convergence and collision of favorable factors at the policy, science and technology, and capital levels, guide and leverage more social and financial capital to invest in rural agricultural construction, stimulate entrepreneurial vitality, let creative activities burst out, let the source of wealth flow fully, and increase the new momentum of rural revitalization.
2019-09-23 14:50
How to grasp investment opportunities from the perspective of state-owned enterprise reform? People's Daily, Beijing, September 19 How should private funds invest in the context of state-owned enterprise reform and economic transformation? How to arrange in various industries? What are the new investment opportunities and trends? What impact did the introduction of the Science and Technology Innovation Board have on investment? Today, at the "Private Equity Fund and State owned Enterprise Innovation and Development Summit Forum" sponsored by People's Daily Online Venture Capital and Zhongguancun Qingshan Lvshui Fund Management Company, such as Zhang Aoping, the Managing Director of Capital, Zhou Junyu, the Vice President of Amphora Capital, Li Weidong, the Vice President of Huagai Capital, Wang Chao, the Vice General Manager of Hongtai Shandong New and Old Kinetic Energy Conversion Fund Liu Ailun, chief investment officer of BlueFocus, Guokejia and Tang Yinglong, chief investment officer of BlueFocus launched in-depth discussions around the topic of "investment opportunities from the perspective of state-owned enterprise reform". Zhang Aoping said that the country is undergoing a new round of economic restructuring driven by a new round of technological reform. The introduction of the Science and Technology Innovation Board and the implementation of the registration system have driven a new round of reform in our domestic capital market. In this context, it has become a consensus to participate in the mixed reform of state-owned enterprises through funds. Zhou Junyu found from his recent fundraising experience that more and more state-owned enterprises appeared in the queue of private equity fund investors (LPs). On the one hand, state-owned enterprises invest directly, and on the other hand, through market-oriented private investment layout, they cooperate with their business types. Wang Chao believes that in the current economic environment, the recognition and demand for state-owned assets and government guidance funds are growing. Seizing the background of mixed reform of state-owned enterprises to make investment requires fund practitioners to "focus", "sink" and "empower". Li Weidong reminded us not to invest in the project for the purpose of mixed transformation. What is more important is to realize where the real value of the project lies, whether it has unique high-quality resources, strong assets or unique market share. Tang Yinglong said that there are tens of thousands of investment strategies, but they must be selected in combination with the comparative advantages of the investment institutions themselves. Whether facing industrial transformation or mixed transformation of state-owned enterprises, we must choose our own investment strategy based on our unique resources. In view of the changes brought about by the science and technology innovation board to the capital market, Allen Liu believes that the introduction of the science and technology innovation board has reduced the rigid standards for domestic listing to a certain extent, creating many convenient conditions for the development of the founding team and the empowerment of investors.
2019-09-19 18:54
