Credit card consumption refers to that customers useFinancial account, Peony Smart Card e-era, Peony Smart Card, Peony International CardPeony credit card、peony credit card And various co branded cards, and the payment is made in the relevantbank cardA settlement method of intermediate deduction.
1. SMS billing service.If you pass theOnline Banking ServiceSMS reminder service has been handled, and you can receive SMS notification of account dynamics in real time after swiping your card.
2. Safe and fast.No need to carry a lot of cash to ensure the safety of funds.
3. ExemptionService Charge。Customers do not need to pay any service charge when swiping their cards.
4. Many value-added services.The bank irregularly carries out card consumption incentive promotions and points redemption activities, bringing surprises to your card consumption.
Co branded card consumption
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Co branded shopping card
shoppingco-brander card Most of them are credit cards jointly launched by banks, shopping malls, supermarkets, famous brand companies, etc., with a certain commercial orientation.In addition to the function of ordinary credit card, it also enjoys some points, discounts and other activities of joint enterprises.For example, the Wal Mart credit card of Bank of Communications is also the point card of Wal Mart, which can be used to enjoy various discount points.There are many kinds of shopping credit cards like this one, such as the Parkson Shopping Credit Card of China Merchants Bank, the Lufthansa Co branded Credit Card of CITIC, and the Opelle Co branded Credit Card of Minsheng, which can enjoy points and discounts, and can buy more things you want by installment.
Automobile Co branded Card
Car co branded cards are generally credit cards for private car owners, which canCardholderProvide certain discounts or points activities in the purchase of car insurance, refueling, maintenance and repair.Some car cards are jointly launched by banks and auto companies, such as the Shouqi card of Minsheng Bank, which is jointly launched with Beijing Shouqi Group to provide auto servicesDouble currency credit card；The other is the cooperation between the bank and the auto club, such as the UAA auto co branded credit card of China Merchants Bank.In addition, China Merchants Bank has also launched the exclusive car rental co branded credit card, which provides convenience for business people who often travel on business and "savages" who drive and rent cars by themselves.In addition, the "easy car purchase" form of China Merchants Bank is also popular with consumers. As long as the cardholder of China Merchants Bank has good credit, he can use the credit card of China Merchants Bank to“hire purchase”The way to buy a designated brand of car.
Airline co branded card
In order to facilitate consumers who often travel by air, major banks have also cooperated with airlines to launch co branded credit cards, whose main feature is that mileage accumulation generates preferential incentives, such as those issued widelyChina Southern Pearl Credit CardIn addition to the mileage accumulated by taking the flight of China Southern Airlines, each card consumption can be automatically exchanged for airline mileage, and you can also get a giftAviation accident insurance。Bank of China, Bank of Communications, China Construction Bank, China Merchants Bank, Minsheng Bank and other banks jointly launched this type of credit card with different airlines, providing greater convenience for business people who often travel.
Travel Co branded Card
With the increasing pressure, urban young people need more release and relief.In view of the increasingly prosperous trend of the domestic tourism industry, banks have also launched travel series credit cards in conjunction with travel websites, hotels and other enterprises, which can be used to book hotels, air tickets, tour groupsAviation accident insuranceEnjoy certain discounts.Common tourism co branded cards include the Yilong Changxing Long Card and theMango Tour Long Card, Ctrip credit card of BOC, Home Inn credit card of China Merchants BankSeven Days InnCredit cards, etc.
Operation Guide
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1. Swipe card: you can provide the bank card to the cashier and enter the password.Online payment needs to go to the bank to open a mobile bank or online bank shield.
2. Query: You can useOnline Banking ServiceAnd telephone bank to conveniently inquire the details of credit card consumptionFinancial account cardSome banks also provide monthlyAccount Statement, so that you can have a clear view of the accounting situation.
☆ Warm tips
1. Please pay attention to the consistency between the amount on the purchase slip and your consumption amount. If you have any questions, you should raise them in time and inquire about the accounts in a timely manner. If you find any problems, please feed them back to the bank in a timely manner;
2. Please do not let others see your password when entering it;
3. Please ensure that your signature on the purchase slip is consistent with the signature on the back of the card;
4. The purchase slip is the proof of your card consumption, please keep it properly.
