General version: If you use the Beijing Card of Bank of Beijing, your initial e-banking password will be obtained through the password envelope when you apply for the card. If you use the savings passbook of Bank of Beijing, its electronic bank password must be opened at any branch of Bank of Beijing. Professional: Since there is no digital certificate protection for ordinary online payment, there is a certain risk. Bank of Beijing has automatically set a transaction limit of 300 yuan for you.When the online payment exceeds 300 yuan, the account will not be able to make online payment, and the professional version must be handled before online payment can continue. Opening steps: First, I have applied for the professional version of personal online banking at the business outlets of Bank of Beijing. Then log on to online banking. Please follow the steps below to enable the online banking certificate. Step 1: Download the certificate running environment.Please choose to download and install the corresponding operating environment according to the type of digital certificate you purchased at the Bank of Beijing branch. Step 2: Enable online banking certificate.Please enter the serial number and password of the password card purchased from the branch of Bank of Beijing, and download the digital certificate by yourself. Step 3: Register user information.If you are registering your personal online banking professional user information for the first time, please set your user ID and online banking login password. In the future, you can use your personal online banking professional version by virtue of your digital certificate, entering your user ID and online banking login password. If you have applied for a digital certificate before and registered personal online banking professional user information, you need to enter the user ID and online banking login password for the first time when you apply for a digital certificate again. If you forget the user ID or online banking login password, please take your valid ID card to the branch applying for online banking and go through the user ID query or login password reset procedures. After completing the above steps, congratulations on your success in obtaining the digital certificate, and you can log in to the online banking professional edition normally.