Real CFP Exam | Personal Risk Management and Insurance Planning (III)

Real CFP Exam | Personal Risk Management and Insurance Planning (III)

Please answer questions 7-8 according to the following information

Mr. Wang insured the house with one-year comprehensive family property insurance. The insured amount of the house was 1.2 million yuan

The insured amount of the internal property is 300000 yuan. Mr. Wang's family property includes an art from an auction house

The product is worth 400000 yuan.

7. During the insurance period, an insurance accident causes indoor property loss of 450000 yuan, including indoor furniture and electrical appliances

The loss of production is 50000 yuan, and the damage of artworks is 400000 yuan. In case of accident, the total value of indoor property within the scope of insurance liability

600000 yuan, and the amount of compensation that the insurance company should bear is (). A. 50000 yuan

B. 25000 yuan

C. 225000 yuan

D. 450000 yuan

Answer: A8. Mr. Wang also separately insured the works of art with a foreign-funded insurance company, and agreed on the insurance value and

The insurance amount is 500000 yuan. If an insurance accident occurs during the insurance period, which damages 30% of the artwork

The Company shall compensate (). A. 500000 yuan

B. 400000 yuan

C. 150000 yuan

D. 120000 yuan

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Answer: C